Home Insurance Costs Skyrocketing | Albuquerque News

Home insurance is costing some U.S. homeowners a shocking 20% of their monthly housing bill—double the national average—especially in states like Nebraska, Oklahoma, and Texas, where disaster risks and rebuilding costs drive up premiums. Meanwhile, Hawaii keeps it at just 2% despite its own unique hazards. With the national average at 8.5% (about $200/month), experts suggest shopping around, upgrading your home, or raising your deductible to cut costs—but only if you can afford the risk. Twenty years ago, this cost was just 5%. It’s a major shift—and one homeowners can’t ignore as prices keep climbing. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/bd18820d53c9b2ab