Home Insurance Costs Skyrocketing | Dayton News

Homeowners are paying way more for insurance than ever before—with some shelling out up to 20% of their monthly housing costs, double the national average. States like Texas, Oklahoma, and Nebraska lead the pack, hit hard by extreme weather and skyrocketing repair costs. Meanwhile, places like Hawaii, despite high hurricane and lava risks, see insurance as a smaller slice of the pie because housing is already pricey. Back in the 80s and 90s, insurance was just 5% of monthly mortgage costs—now it’s a major burden for many. But there’s hope: shop around, upgrade your home, or raise your deductible (just make sure you can afford it). The bottom line? Protecting your home has become a financial juggernaut—and finding the right balance is harder than ever. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/e013d4ddd1e7014b