Homeowners Beware: Insurance is changing fast - Ignoring Your Roof Could Cost You. (4-18-26)

Join the Conversation at 303-477-5600 or text to 307-200-8222 Saturdays from 9 am - 10 am MT. https://FixItRadio.com Hosted by John Rush, this episode of Fix It Radio brings a timely and eye-opening conversation with Dave Hart of Roof Savers of Colorado (https://RoofSaversCo.com) —and it could change the way you think about protecting your home. Your roof isn’t just another part of the house—it’s one of your biggest financial liabilities if ignored. With insurance deductibles climbing and coverage tightening, John and Dave break down why the old strategy of “wait for storm damage and file a claim” is no longer a safe bet. What happens when your deductible is based on your home’s value, not your roof—and suddenly you’re facing a $20,000 out-of-pocket expense? Instead, they explore a smarter, more proactive approach. Could extending the life of your roof by 10–15 years through rejuvenation treatments save you thousands? Dave explains how modern solutions like Roof Maxx can restore flexibility to aging shingles and help homeowners delay costly replacements—while John connects the dots to overall home maintenance strategy and long-term savings. The episode also dives into critical insurance insights, including the difference between actual cash value and replacement cost, as well as real-world homeowner decisions—from metal roofing investments to deck upgrades and insulation options. The bottom line? Waiting could cost you. But with the right knowledge—and the right plan—you can stay ahead of the problem and protect your home for years to come.