Hometown Heroes & DPA Programs Uncovered

Think you need 20% down to buy a home? Think again. In this episode, we’re diving into one of Florida’s best-kept secrets: the return of the Hometown Heroes Program—offering up to $35,000 in down payment and closing cost assistance. We’ll break down the eligibility requirements, credit score tips, and why so many buyers are missing out on this opportunity. We also talk about other DPA programs like the FL Bond, Essex Fund, Cheona Fund, and local county options that might surprise you. If you're a first-time buyer, veteran, or full-time employee in Florida—you might already qualify and not even know it. Let’s pull back the curtain on what’s available—and how to take advantage of it.