How a Charitable Remainder Trust Cuts Capital Gains and Boosts Income

Lucas and Luna explore the charitable remainder trust (CRT) — a powerful estate planning tool that lets you donate appreciated assets, avoid capital gains tax, and receive a steady income stream. Using a concrete example of a donor with $500,000 in Apple stock, they walk through how a CRT works, the two main types (CRAT vs. CRUT), and why it's particularly attractive in mid-2026 with the S&P 500 near all-time highs. They also discuss the charitable deduction rules, the 10% minimum remainder requirement, and common pitfalls. Perfect for listeners who want to combine philanthropy with smart tax and income planning. #CharitableRemainderTrust #CRT #CRAT #CRUT #EstatePlanning #CapitalGains #TaxStrategy #Philanthropy #Finance #WealthTransfer #AppleStock #S&P500 #IncomeStream #FexingoBusiness #BusinessPodcast #PersonalFinance #DonorAdvisedFund #NonProfit Keep every episode free: buymeacoffee.com/fexingo