How a Charitable Remainder Trust Gives Income and Leaves a Legacy

In this episode of Estate Planning with Fexingo, Lucas and Luna explore the charitable remainder trust — a strategy that lets you turn highly appreciated assets into lifetime income while making a major gift to charity. They walk through a concrete example: a retiree with $500,000 in low-basis stock who wants to diversify without triggering a huge capital gains tax bill. The CRT sells the stock tax-free, pays the donor income for life, and leaves the remainder to a donor-advised fund. Lucas breaks down the numbers — how much income you might actually receive, what the charitable deduction looks like, and why this tool isn't just for the ultra-wealthy. They also compare it to a direct sale versus a gift of stock, and discuss when a CRT makes sense versus a simpler approach. No fluff, just real numbers and a clear explanation of how a charitable remainder trust works. #CharitableRemainderTrust #CRT #EstatePlanning #CharitableGiving #TaxStrategy #CapitalGains #DonorAdvisedFund #RetirementIncome #Philanthropy #WealthTransfer #Finance #FexingoBusiness #BusinessPodcast #EstatePlanningWithFexingo #LucasAndLuna #Trusts #LegacyPlanning #TaxEfficientInvesting Keep every episode free: buymeacoffee.com/fexingo