How a Credit Shelter Trust Protects Your Estate Tax Exemption

In this episode, Lucas and Luna explain how a Credit Shelter Trust, also known as a bypass trust, helps married couples preserve their federal estate tax exemption. They walk through a specific case: a Connecticut couple with a $13 million estate, showing how without the trust, the surviving spouse could lose the first spouse's exemption, resulting in a tax bill of roughly $1.5 million. They detail how the trust works, the trade-offs around control and income, and why it's especially relevant given the 2026 exemption is set to drop from $13.61 million per person to around $7 million. Listeners will learn concrete steps to discuss with an estate attorney. #CreditShelterTrust #BypassTrust #EstateTax #FederalEstateTaxExemption #MarriedCouples #Portability #TaxPlanning #EstatePlanning #WealthTransfer #Connecticut #EstateTaxExemption2026 #Sunset #FexingoBusiness #BusinessPodcast #Finance #LucasAndLuna #EstatePlanningWithFexingo #TrustPlanning Keep every episode free: buymeacoffee.com/fexingo