How a Family Office Survived the 2023 Banking Crisis

When Silicon Valley Bank collapsed in March 2023, panic rippled through the financial system. But one family office — the $4 billion multi-generational investment firm of a Midwestern manufacturing dynasty — navigated the crisis without a single forced sale. CEO Margaret Chen made a counterintuitive call the day SVB failed: instead of moving all cash to the largest banks, she moved 70 percent into short-term Treasury bills at a direct auction — bypassing the banking system entirely. The result? The portfolio actually gained 2.3 percent during the two weeks of peak bank stress. Lucas and Luna walk through the three-part playbook Chen deployed: the 48-hour liquidity audit, the T-bill ladder strategy, and the relationship banking reset. Plus, why Chen still keeps 15 percent of cash in regional banks — as a deliberate, not passive, decision. A practical case study in crisis management for anyone who manages institutional or personal cash reserves. #FamilyOffice #BankingCrisis #SVBCollapse #LiquidityManagement #TreasuryBills #MargaretChen #RegionalBanks #RiskManagement #CrisisPlaybook #CashManagement #PortfolioStrategy #BusinessSurvival #Finance #Business #FexingoBusiness #BusinessPodcast #CrisisManagement #MidwesternManufacturing Keep every episode free: buymeacoffee.com/fexingo