Crisis Management with Fexingo: Recessions, Layoffs, and Business Survival Stories

In this episode, Lucas and Luna examine how a major telecommunications company weathered a 70 percent stock decline after a failed merger bid and a debt downgrade. Using the case of Sprint's near-collapse in 2019–2020, the hosts break down the specific crisis management playbook: selling spectrum assets, cutting costs without cutting core network investment, and renegotiating debt terms with creditors. They connect this to today's market environment—with the VIX at 16.4 and job openings rebounding to 7.6 million—to ask what companies can learn from a high-stakes restructuring. Lucas walks through the timeline of Sprint's recovery under SoftBank's stewardship, while Luna challenges whether such a playbook works in a rising-rate environment. A practical look at survival when your stock loses three-quarters of its value. #Sprint #SoftBank #CrisisManagement #StockCrash #DebtRestructuring #Telecom #SpectrumAssets #Turnaround #CorporateFinance #BusinessSurvival #MergerFailure #DebtDowngrade #VIX #JobOpenings #FexingoBusiness #BusinessPodcast #CrisisManagementWithFexingo #Business Keep every episode free: buymeacoffee.com/fexingo

In March 2023, Silicon Valley Bank collapsed in 48 hours. But one regional bank — First Republic — faced a similar run and survived, only to be acquired months later. This episode digs into the specific crisis playbook that kept First Republic afloat for those critical days: the private sector rescue of $30 billion in deposits from 11 major banks, the CEOs' late-night calls, and the communication strategy that averted immediate collapse. Lucas and Luna examine what happened inside the war room, how the bank used JPMorgan's emergency deposit to signal stability, and why the rescue ultimately wasn't enough. Today, with the S&P 500 at 7,503 and the VIX below 17, markets seem calm — but the memory of that week still shapes how bank executives rehearse for the next run. #FirstRepublic #RegionalBanking #BankRun #CrisisManagement #DepositRun #FDIC #JPMorgan #SiliconValleyBank #FinancialCrisis #LiquidityCrisis #TrustRebuild #EmergencyResponse #BusinessSurvival #FexingoBusiness #BusinessPodcast #BankingCrisis #CrisisCommunications #FinancialStability Keep every episode free: buymeacoffee.com/fexingo

Episode 59 dives into how T-Mobile managed to keep its nationwide 5G rollout on schedule despite a massive supply chain disruption in 2024-2025. When a key semiconductor supplier's factory burned down, the company had to scramble to find alternative sources and redesign network hardware on the fly. Lucas walks through the specific decisions T-Mobile made, including shifting to a multi-supplier strategy and accelerating its open RAN adoption. Luna pushes him on whether this was crisis management or just good planning. Along the way, they reference the current market environment, including the recent U.S.-Iran deal and falling oil prices. A couple of dollars a month keeps the show ad-free at buy me a coffee dot com slash fexingo. #TMobile #SupplyChainCrisis #5GRollout #CrisisManagement #SemiconductorShortage #OpenRAN #TelecomStrategy #Layoffs #BusinessSurvival #NetworkInfrastructure #Resilience #Business #FexingoBusiness #BusinessPodcast #LucasAndLuna #CrisisTeam #Strategy #2026 Keep every episode free: buymeacoffee.com/fexingo

In June 2026, JetBlue announced it would slash service at Newark and LaGuardia while doubling down on Fort Lauderdale. Lucas and Luna unpack how the airline traded market share for margin, why route-level profitability matters more than fleet size, and what other crisis-stricken companies can learn from a carrier that chose to shrink. Along the way, they draw on the latest JOLTS data showing a tight labor market and the VIX settling near 17, suggesting calm that could tempt rivals into complacency. A masterclass in strategic retrenchment. #JetBlue #AirlineIndustry #CapacityCrisis #RouteRationalization #FortLauderdale #Newark #LaGuardia #StrategicShrink #MarginOverMarketShare #UnitRevenue #AircraftUtilization #CrisisManagement #BusinessSurvival #BusinessPodcast #FexingoBusiness #LucasAndLuna #AviationBusiness #CostControl Keep every episode free: buymeacoffee.com/fexingo

In Episode 57 of Crisis Management with Fexingo, Lucas and Luna dissect Carvana’s harrowing near-death experience in 2022–2023 and its recent pivot into selling new vehicles. With the S&P 500 at 7,511 and the VIX down 26% in a week, the market is bullish, but Carvana’s comeback story is anything but smooth. They explore how the online used-car giant slashed $1 billion in costs, restructured debt, and is now betting on new-car sales to reshape U.S. automotive retail. Lucas cites JOLTS data showing job openings rebounding to 7.6 million, while Luna questions whether Carvana’s inventory-heavy model can withstand another downturn. The hosts tie the crisis playbook—radical transparency, operational ruthlessness, and strategic pivots—to lessons for any business leader. They also touch on how the Iran deal finalization is boosting auto stocks, per UBS. A concrete, data-driven look at survival through reinvention. #Carvana #CrisisManagement #AutomotiveRetail #BusinessSurvival #PivotStrategy #UsedCars #NewCars #DebtRestructuring #CostCutting #SupplyChain #JOLTS #VIX #IranDeal #UBS #Business #FexingoBusiness #BusinessPodcast #Reinvention Keep every episode free: buymeacoffee.com/fexingo

On June 16, 2026, Rivian announced hundreds of layoffs even as it prepares to launch the R2, its make-or-break mass-market SUV. In this episode of Crisis Management with Fexingo, Lucas and Luna break down the brutal calculus behind cutting headcount while investing in growth. They examine Rivian's cash burn, the R2's profit margin targets, and how CEO RJ Scaringe is balancing survival with ambition. Drawing on recent market data — the S&P 500 at 7,534 and the VIX near 16 — they explore why layoffs during a product launch aren't a signal of failure but a strategic move to extend the company's runway. The conversation also touches on lessons from Tesla's 2018 production hell and Lucid's recent cost-cutting. A specific look at how automakers navigate the capital-intensive transition to electric vehicles. #Rivian #R2 #Layoffs #CrisisManagement #EVIndustry #RJScaringe #ElectricVehicles #CashBurn #StartupSurvival #Manufacturing #SupplyChain #BusinessStrategy #FexingoBusiness #BusinessPodcast #Lucas #Luna #CapitalMarkets #AutomotiveTurnaround Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna examine how a CEO turned around a company after its stock lost 90 percent of its value. Using the case of a cybersecurity firm that rebounded 80 percent since April 2026, they explore the crisis playbook: immediate cost cuts, rebuilding investor trust with transparent communication, and a strategic pivot to high-demand products. Current data—a VIX at 16.20 and a record-high Dow—shows the market's appetite for risk, but this company's survival hinged on execution, not luck. They discuss why layoffs alone don't fix a crisis and how CEOs must balance brutal honesty with a credible path forward. #StockCrash #CrisisManagement #CEOPlaybook #Cybersecurity #InvestorTrust #Turnaround #Layoffs #CostCuts #Pivot #Restructuring #BusinessSurvival #Transparency #RiskOn #StockMarket2026 #VIX #BusinessPodcast #FexingoBusiness #Podcast Keep every episode free: buymeacoffee.com/fexingo

The stock was down 90 percent. The CEO had put $100,000 of his own money into it. Morale was in freefall. In this episode, Lucas and Luna break down a real crisis playbook: what one founder did after his company's share price collapsed, how he communicated with employees and investors, and why the worst moments can force the clearest decisions. They connect it to today's market — the S&P 500 at 7,561, the VIX down 18 percent in a week — and ask whether resilience is a skill you can learn or a trait you're born with. Practical, honest, and grounded in a real story you can use. #CrisisManagement #StockCrash #CEOLeadership #BusinessSurvival #InvestorConfidence #EmployeeMorale #YahooFinance #MarketVolatility #VIX #S&P500 #Leadership #Resilience #StartupStruggles #BusinessStrategy #FexingoBusiness #BusinessPodcast #LucasAndLuna #PodcastEpisode Keep every episode free: buymeacoffee.com/fexingo

In Episode 53 of Crisis Management with Fexingo, Lucas and Luna examine how a mid-sized apparel retailer weathered a 40 percent sales collapse during the 2020 pandemic without filing for bankruptcy. They break down the specific moves: the emergency inventory liquidation that generated $12 million in cash, the renegotiation of 18 store leases to percentage-rent deals, and the controversial decision to furlough 80 percent of staff while keeping health insurance active. Lucas connects these tactics to the broader economic backdrop—citing today's JOLTS data showing job openings rebounding to 7.6 million—and explains why the retailer emerged with a leaner cost structure and a 15 percent gross margin improvement by 2022. Luna pushes back on whether the same playbook would work in 2026's higher-interest-rate environment. A tight, tactical case study with lessons for any business facing a demand shock. #CrisisManagement #RetailSurvival #BusinessResilience #InventoryLiquidation #LeaseNegotiation #FurloughStrategy #CostRestructuring #GrossMargin #JOLTS #EconomicRecovery #BusinessStrategy #Podcast #FexingoBusiness #BusinessPodcast #SupplyChain #RetailTurnaround #CashFlow #Leadership Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna examine a remarkable case study: how a family-owned grocery chain navigated the 2008 financial crisis by pivoting aggressively to private-label products. When shoppers fled national brands for cheaper alternatives, this grocer doubled down on store-brand staples, redesigning packaging and supply chains to compete on quality. The result? Market share gains that persisted for years after the economy recovered. Lucas breaks down the specific margin math — store brands can deliver 30 percent higher margins — and Luna probes whether the same strategy would work in today's inflation-scarred environment, where private-label penetration has already hit record highs. They reference current data showing consumer confidence wobbling amid geopolitical uncertainty, and debate whether the playbook still applies in an era of Amazon and dollar stores. #PrivateLabel #GroceryIndustry #RecessionStrategy #StoreBrands #MarginAnalysis #BusinessSurvival #CrisisManagement #GreatRecession #SupplyChain #ConsumerBehavior #Inflation #MarketShare #Business #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #RetailTurnaround Keep every episode free: buymeacoffee.com/fexingo

SpaceX's IPO didn't just create billionaires — it changed how the company talks to the world. Overnight, SpaceX went from a private rocket builder with a handful of institutional investors to a public company with millions of shareholders. Lucas and Luna examine how SpaceX's communications team had to rebuild its crisis playbook from scratch when a routine launch anomaly triggered a 12 percent stock drop in hours, something that never would have happened before the IPO. They break down the specific communication failures that turned a minor fuel leak into a PR crisis, the lessons for any private company thinking about going public, and why the IPO paperwork itself created a new vulnerability. Drawing on the recent headlines about SpaceX's $2 trillion market cap and the peace deal negotiations that affect its government contracts, this episode is a case study in how going public changes the very nature of crisis management. #SpaceX #IPO #CrisisManagement #PublicRelations #StockDrop #LaunchAnomaly #InvestorRelations #SEC #BusinessPodcast #FexingoBusiness #Business #ElonMusk #CommunicationStrategy #SpaceIndustry #MarketVolatility #ShareholderActivism #CorporateGovernance #RiskManagement Keep every episode free: buymeacoffee.com/fexingo

In episode 50 of Crisis Management with Fexingo, Lucas and Luna dissect a lesser-known but instructive survival story: how a B2B SaaS company lost 80% of its revenue in 90 days when its largest industry vertical collapsed, then staged a comeback by repurposing its own code for a completely different market. They walk through the specific decisions—cutting the product line in half, firing their own founder's pet project, re-pricing for a lower-margin customer base—that turned a death spiral into a 2x revenue recovery within 18 months. Along the way they tie in today's market context (the S&P at 7,431, small caps surging 3.1% this week) and what the VIX at 17.68 says about whether companies are ready for the next disruption. No hypotheticals: real numbers, real timeline, real trade-offs. #CrisisManagement #BusinessSurvival #B2BSaaS #PivotStory #RevenueRecovery #LayoffWave #SmallCaps #VIX #S&P500 #Entrepreneurship #StartupLessons #ProductMarketFit #Turnaround #Leadership #FexingoBusiness #BusinessPodcast #Episode50 #Resilience Keep every episode free: buymeacoffee.com/fexingo

Episode 49 of Crisis Management with Fexingo tells the story of King Arthur Baking Company, a 100-year-old employee-owned flour mill that faced a 300% spike in wheat prices after the Russia-Ukraine war and again during Iran tensions in 2026. Lucas and Luna break down how the company refused to shrink bag sizes or cheapen ingredients — instead betting on transparency, direct-to-consumer sales, and a pricing strategy that actually grew trust. With the S&P 500 at 7,431 and the small-cap Russell 2000 surging 3.1% in the past week, the episode ties a niche crisis playbook to broader market signals about consumer loyalty and pricing power. Specific numbers include how King Arthur's five-pound bag went from $4.49 to $6.99 — and why customers didn't flee. A concrete case study in crisis management without spin. #KingArthurBakingCompany #FlourPriceCrisis #SupplyChainCrisis #EmployeeOwned #CrisisManagement #PricingStrategy #InflationPlaybook #SmallCapResilience #Russell2000 #Business #BusinessPodcast #FexingoBusiness #LucasLuna #SupplyChainResilience #TransparencyStrategy #CostPassThrough #WheatPrices #LongTermThinking Keep every episode free: buymeacoffee.com/fexingo

In 2012, Leica Camera faced an existential crisis: digital photography had made film obsolete, and the company was losing millions. Instead of going bankrupt or selling out, Leica bet on a counterintuitive strategy—doubling down on premium craftsmanship and a niche luxury market. This episode unpacks how Leica transformed a near-death experience into a cult brand with double-digit growth, focusing on the pivotal decision to launch the Leica M Monochrom, a digital camera that shot only in black and white. We explore the leadership of CEO Oliver Kaltner, the role of brand scarcity, and why saying no to mainstream trends can be the ultimate survival move. Tying to today's market, we discuss how Leica's model offers lessons for companies navigating the 2026 economic uncertainty, where job openings are rising but unemployment remains sticky at 4.3 percent. #Leica #CrisisManagement #BrandResurrection #LuxuryStrategy #Photography #DigitalDisruption #BusinessSurvival #TurnaroundStory #OliverKaltner #LeicaM #NicheMarketing #PremiumBrand #Business #Finance #FexingoBusiness #BusinessPodcast #Entrepreneurship #Strategy Keep every episode free: buymeacoffee.com/fexingo

In 2025, Keurig Dr Pepper faced an existential supply chain crisis: one of its two single-use pod factories was idled for five months after a fire. The company sourced 90 percent of its coffee pods from that plant. In this episode, Lucas and Luna walk through how Keurig rerouted production, secured emergency inventory from competitors, and renegotiated shelf-space contracts with retailers before the holiday season. They draw on specific numbers — including Keurig's 40 percent market share in single-serve coffee, the 12-week inventory buffer that nearly ran dry, and the 200 basis point margin hit that was smaller than analysts feared. The conversation also touches on broader lessons for any company reliant on concentrated manufacturing: the cost of single-source risk, the value of pre-existing competitor relationships, and why 'make more inventory' isn't always the right answer. A tight case study in crisis logistics from a brand you'd never expect to see on this show. #Keurig #KeurigDrPepper #SupplyChainCrisis #ManufacturingRisk #InventoryManagement #CoffeeIndustry #SingleSourceRisk #BusinessContinuity #CrisisManagement #OperationsStrategy #RetailNegotiations #CompetitorCollaboration #Logistics #PodFulfillment #Business #BusinessPodcast #FexingoBusiness #Fexingo Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna examine how Domino's Pizza navigated the brutal pizza price wars of the early 2020s. When competitors slashed prices to $5 and below, Domino's faced a margin crisis that threatened its entire business model. The hosts break down how the company used its supply chain efficiency, digital ordering dominance, and a clever 'mix-and-match' strategy to protect market share without destroying profitability. Drawing on current economic data—including rising job openings and stable unemployment—they explore why Domino's approach to crisis pricing worked when others failed. Learn how a company that could have bled margins instead emerged stronger, and what any business can learn about competing on value without competing on price alone. #Domino's #PizzaPriceWar #CrisisManagement #BusinessStrategy #PricingStrategy #SupplyChain #DigitalOrdering #QuickServiceRestaurants #CompetitiveStrategy #MarginProtection #BusinessSurvival #BrandResilience #FoodIndustry #BusinessPodcast #FexingoBusiness #CrisisLeadership #ValueCompetition #RetailStrategy Keep every episode free: buymeacoffee.com/fexingo

In 2015, the Swiss National Bank unpegged the franc from the euro, sending the currency soaring by 30 percent overnight. For Swiss watchmaker Oris, which exported 90 percent of its production, the crisis threatened to wipe out its entire business. This episode of Crisis Management with Fexingo: Recessions, Layoffs, and Business Survival Stories examines how a mid-market brand with no pricing power survived a currency shock that should have been fatal. Lucas and Luna walk through the specific decisions Oris made: freezing prices, cutting production without layoffs, refocusing on mechanical watches with higher margins, and doubling down on direct consumer engagement. They connect the story to today's market environment, where the VIX sits near 20 and small-cap stocks are outperforming. The episode asks what companies can learn from a crisis that had nothing to do with their product or strategy — a reminder that sometimes the biggest threats come from outside your industry entirely. #Oris #SwissFranc #CurrencyCrisis #SNB #Watchmaking #ExportBusiness #Manufacturing #PricingPower #CrisisManagement #BusinessSurvival #SmallCap #VIX #2026 #Reinvention #Business #FexingoBusiness #BusinessPodcast #Strategy Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna examine how Logitech navigated a brutal 50 percent stock decline between 2021 and 2023, then staged a remarkable recovery. They break down the specific crisis: a post-pandemic demand cliff, inventory write-downs, and a CEO change mid-collapse. Drawing on Logitech's quarterly reports and investor calls, they show how the company cut costs without killing innovation, and how it regained investor trust. They also tie the story to today's market — June 11, 2026 — where the VIX sits at 22 and investors are bracing for a long grind amid Middle East escalation. The conversation offers a playbook for any company facing a demand shock and an angry shareholder base. #Logitech #CrisisManagement #StockRecovery #BusinessTurnaround #DemandShock #CEOChange #InventoryCrisis #Business #FexingoBusiness #BusinessPodcast #Leadership #Resilience #PostPandemic #CostCutting #Innovation #InvestorTrust #VIX #EarningsRecovery Keep every episode free: buymeacoffee.com/fexingo

Episode 43 of Crisis Management with Fexingo examines the story of a mid-sized logistics firm that lost its entire billing and invoicing system to a ransomware attack in 2024. For six weeks, the company had no invoices, no payment tracking, and no way to collect revenue. Instead of panicking, the CEO made two contrarian moves: she called every client personally to explain the situation, and she told them not to pay until the system was restored. Lucas and Luna break down how the company emerged with stronger client relationships and 98 percent payment recovery within 30 days of the system coming back online. They connect the story to today's market volatility — the Dow dropping 700 points on June 10, 2026 — and ask what crisis decision-making looks like when trust is the only asset that matters. A counterintuitive survival story from the front lines of business continuity. #RansomwareRecovery #Cyberattack #CrisisManagement #BusinessContinuity #TrustEconomics #Logistics #SmallBusiness #CEOLeadership #NoBillingNoRevenue #ClientRelationships #Resilience #FexingoBusiness #BusinessPodcast #CrisisDecisionMaking #Ransomware2024 #PaymentRecovery #ContrarianCEO #DowDrop Keep every episode free: buymeacoffee.com/fexingo

When the Iran conflict escalated in June 2026, a small Midwest auto parts supplier, Precision Components, faced an existential crisis: its sole titanium source was in a sanctioned zone, and raw material costs surged 40 percent overnight. Lucas and Luna walk through how the company's CEO, Maria Torres, pivoted within 72 hours—rerouting through South Korea, renegotiating contracts, and using emergency inventory swaps. They tie this to the latest GDP and inflation data, and the broader lesson about operational redundancy. This episode offers a playbook for any business facing sudden geopolitical disruption. #IranConflict #SupplyChain #PrecisionComponents #MariaTorres #CrisisManagement #Resilience #GeopoliticalRisk #BusinessSurvival #Manufacturing #Titanium #SouthKorea #OperationalRedundancy #GDP #WholesaleInflation #SmallBusiness #BusinessPodcast #FexingoBusiness #CrisisManagementPodcast Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna explore how SpaceX's highly anticipated IPO—set to price in June 2026—presents a unique crisis management case. Unlike traditional IPOs, SpaceX's retail allocation is uncertain, while institutional demand is sky-high. The hosts discuss lessons from past IPO fiascos, the role of volatile markets (Nasdaq down 5.2% in five days), and how leaders can navigate the tension between hype and operational reality. They draw parallels to crisis playbooks used by companies facing sudden demand surges, supply chain constraints, and regulatory scrutiny. The conversation drills into one specific number: the VIX at 20.35, up 26.7% in a week, signaling that investor fear is creeping back. Lucas and Luna offer concrete takeaways for business leaders managing their own 'too much, too fast' moments. #SpaceX #IPO #CrisisManagement #RetailInvestors #Volatility #VIX #Nasdaq #BusinessSurvival #DemandSurge #SupplyChain #RegulatoryRisk #MarketTiming #Allocation #HypeCycle #FexingoBusiness #BusinessPodcast #Business #Finance Keep every episode free: buymeacoffee.com/fexingo

This episode of Crisis Management with Fexingo examines how BlackRock's five 'mega forces' — AI, demographic shifts, financial system transformation, climate transition, and geopolitical fragmentation — offer a framework for businesses facing disruption. Lucas and Luna analyze how investors and companies can use this lens to navigate volatility, drawing on recent data: the VIX surging 20% in five days, job openings unexpectedly rising to 7.6 million, and OpenAI's confidential IPO filing. They discuss why BlackRock's approach treats crises as structural shifts rather than temporary shocks, and how portfolio construction based on these forces may outperform traditional 60-40 strategies. The episode includes real examples from the 2026 layoff wave and supply chain repricing pressures, and closes with a candid reflection on listener-supported independent business journalism. #BlackRock #MegaForces #CrisisManagement #Investing #AI #Demographics #ClimateTransition #Geopolitics #PortfolioStrategy #BusinessSurvival #VIX #JobOpenings #OpenAI #IPO #Volatility #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

Episode 39 of Crisis Management with Fexingo examines how a regional grocery chain—facing a 25 percent margin squeeze in 2025—rewired its supply chain to survive without raising prices. Lucas and Luna break down the specific decision to drop two major distributors, build a shared warehouse co-op with three other regional chains, and renegotiate delivery routes to cut per-mile costs by 18 percent. They tie the story to today's market jitters: the S&P 500 down 2.4 percent in five days, the VIX spiking 18 percent, and jobless claims creeping up to 225,000. The episode also covers why smaller players can pivot faster than big-box rivals, and how the grocer's move echoes a survival tactic from the 2008 recession. A focused case on operational crisis management in an inflationary environment. #GroceryChain #SupplyChain #MarginSqueeze #OperationalCrisis #InflationSurvival #RegionalBusiness #Distribution #WarehouseCoop #DeliveryCosts #CrisisManagement #BusinessSurvival #FexingoBusiness #BusinessPodcast #LucasAndLuna #RetailStrategy #Inflation2025 #SmallBusiness #CostCutting Keep every episode free: buymeacoffee.com/fexingo

In June 2026, with markets down and volatility spiking (the VIX up 34% in five days), Lucas and Luna examine a overlooked crisis pattern: the forced repricing event. When a key supplier or customer goes under, a company can suddenly face a 'margin call' on its own inventory — having to sell at distressed prices or write down billions. They dissect the case of a midsize industrial manufacturer that lost a major buyer in 2025 and had to liquidate 40% of its inventory at 30 cents on the dollar. The hosts walk through the decisions that determined whether the company survived: not the dramatic rescue, but the grueling operational choices around financing, production cuts, and customer renegotiation. They tie it to today's environment where rising jobless claims and geopolitical shocks make similar risks acute for companies with concentrated revenue bases. #CrisisManagement #InventoryCrisis #ForcedRepricing #SupplyChain #Manufacturing #BusinessSurvival #Liquidation #DistressedSales #OperationalFinance #RevenueConcentration #BusinessPodcast #FexingoBusiness #Business #LayoffWave #EconomicVolatility #VIX #2026Crisis #InventoryWriteDown Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna delve into how a small regional airline, FlyMidwest, navigated the chaos triggered by the Iran conflict. As global markets tumbled and fuel prices surged, FlyMidwest faced a 40% drop in bookings within weeks. But instead of slashing routes or laying off staff, they pivoted to cargo charters and government contracts. Lucas breaks down the three key decisions that kept them airborne: converting half their fleet to freight, renegotiating fuel hedges mid-crisis, and using the volatility to capture market share from grounded competitors. Luna questions whether this model is replicable for other carriers, and they discuss the broader implications for supply chains and regional travel. With the VIX spiking 34% in five days and the NASDAQ down over 5%, this episode offers a grounded look at crisis adaptation in real time. Tune in for a story of survival that goes beyond the usual airline bailout narrative. #CrisisManagement #Business #AirlineIndustry #IranConflict #FlyMidwest #FuelHedging #CargoPivot #SupplyChain #RegionalTravel #Volatility #VIX #NASDAQ #LayoffWave #BusinessSurvival #FexingoBusiness #BusinessPodcast #StrategicPivot #MarketDisruption Keep every episode free: buymeacoffee.com/fexingo

This episode of Crisis Management with Fexingo examines how a third-generation manufacturing company in the Midwest navigated a sudden 40% revenue drop in 2024 when its largest customer filed for bankruptcy. Lucas and Luna walk through the actual playbook the family used: freezing capital expenditures, renegotiating supplier terms, and converting a portion of the factory to contract work for a competitor. They discuss why the company chose not to take on debt, how they retained key employees by offering equity instead of raises, and what the CEO said in the all-hands meeting that stopped a mass exodus. The hosts connect this micro case to the broader economic backdrop of June 2026, noting that while the S&P 500 is down nearly 3% in the last five days and the VIX has spiked 34%, this family business has actually returned to modest growth by sticking to a conservative playbook. A rare inside look at how small, private companies survive when banks won't lend and customers disappear. #FamilyBusiness #Manufacturing #CrisisManagement #BusinessSurvival #MidwestEconomy #CustomerBankruptcy #CashFlow #EquityCompensation #DebtFree #AllHandsMeeting #RevenueDrop #SupplyChain #PrivateCompany #GenerationalBusiness #BusinessPodcast #FexingoBusiness #Podcast #CrisisPlaybook Keep every episode free: buymeacoffee.com/fexingo

When the market dropped sharply in May 2026 and the VIX spiked 34 percent, most bank CEOs went silent. But one regional bank CEO did something different: he sent a personal video to every depositor, explaining exactly how much the bank's stock had fallen, why it didn't affect their deposits, and what he was doing about it. The video went viral internally and externally. This episode unpacks that specific crisis communication play: why transparency about your own pain can be a trust-building weapon, the data on customer retention after the video, and how the CEO prepared for the worst-case outflow scenario. We also look at the broader lesson for any business facing a stock drop that scares customers, from a restaurant franchisee to a SaaS company. Hosts Lucas and Luna discuss why most companies get this wrong, and what one banker's 90-second video can teach us about crisis leadership. #CrisisManagement #Banking #CustomerTrust #StockDrop #VIX #Leadership #Transparency #Communication #RegionalBank #DepositOutflow #CEO #BusinessPodcast #Fexingo #FexingoBusiness #Trust #CrisisPlaybook #May2026 #Finance Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna examine how a mid-sized restaurant chain navigated a sudden supplier bankruptcy that threatened to shut down 40 locations. Using the 2023 produce distributor collapse as a case study, they break down the specific contingency steps the CEO took within 48 hours — from activating secondary vendors to renegotiating menus on the fly. The hosts connect this to today's market environment, where the VIX has spiked 34% in five days and the Nasdaq dropped 4% on Friday, June 5th, as traders flee chip stocks and Meta considers raising tens of billions for AI. They also touch on the broader lesson: in a world of tight supply chains and rising volatility, every business needs a Plan B that goes beyond insurance. A focused, actionable conversation about crisis response under real pressure. #RestaurantChain #SupplierCollapse #SupplyChainCrisis #CrisisManagement #BusinessSurvival #CEODecisionMaking #ContingencyPlanning #Volatility #VIX #NasdaqDrop #MetaAI #BusinessContinuity #FoodIndustry #MenuRenegotiation #SecondaryVendors #FexingoBusiness #BusinessPodcast #CrisisPlaybook Keep every episode free: buymeacoffee.com/fexingo

In 2020, Room & Board—a 100-year-old family-owned furniture retailer—lost half its revenue in six weeks. Unlike big box competitors, they didn't cut prices or lay off workers. Instead, they pivoted to making hospital furniture, kept all 1,200 employees on full pay, and emerged with a stronger brand. Lucas and Luna break down the specific decisions that let a small player survive a demand collapse without sacrificing margins or morale. They connect the story to today's market jitters, where the Nasdaq is down nearly 4% in a week and the VIX has spiked above 18. This episode is a case study in crisis decision-making for any business owner or manager. #RoomAndBoard #FurnitureRetail #CrisisManagement #PandemicPivot #HospitalFurniture #FamilyBusiness #NoLayoffs #RevenueCollapse #BusinessSurvival #DecisionMaking #BrandLoyalty #SupplyChain #2020Crisis #Business #FexingoBusiness #BusinessPodcast #CrisisPlaybook #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

When a sudden personal tragedy hit the founder of a mid-size manufacturing firm, the business faced a leadership vacuum at its most vulnerable moment. In this episode, Lucas and Luna examine the little-known story of how CEO Maria Torres turned a heart attack into a company-wide resilience playbook. They break down the specific decisions that kept the company afloat during her six-week recovery — including a radical delegation structure, a transparent communication strategy with suppliers and clients, and the surprising role of a pre-existing 'shadow board' of junior managers. The episode ties this case to broader lessons about crisis planning, with a glance at today's VIX spike to 15.40 and the puzzling disconnect between strong job openings data and rising jobless claims. Listeners will walk away with one concrete framework they can use to stress-test their own organization's crisis readiness. #CrisisManagement #BusinessResilience #LeadershipVacuum #CEOHealthCrisis #MariaTorres #Manufacturing #Delegation #SuccessionPlanning #ShadowBoard #TransparencyInCrisis #BusinessContinuity #VIX #JOLTS #JoblessClaims #FexingoBusiness #BusinessPodcast #CrisisPlaybook #ResilienceFramework Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna examine the distinctive features of the current layoff environment. With the Dow at 51,516 but long-term unemployment surging, they explore why today's cuts are more strategic than pandemic-era mass layoffs. They dive into the hidden costs for workers, the role of AI and restructuring, and what companies are doing differently this time. Drawing on JOLTS data showing job openings rising to 7.6 million yet initial jobless claims ticking up, they analyze the paradox of a strong labor market with persistent layoffs. A must-listen for anyone navigating career uncertainty or managing through organizational change. #Layoffs #LaborMarket #Unemployment #Business #FexingoBusiness #BusinessPodcast #CrisisManagement #LongTermUnemployment #JobMarket2026 #Restructuring #AIWorkforce #StrategicLayoffs #V-shapedRecovery #JOLTS #DowJones #EconomicIndicators #CareerResilience #FutureOfWork Keep every episode free: buymeacoffee.com/fexingo

The headlines are full of layoffs again, but the 2026 wave looks different from 2023 and 2020. Lucas and Luna break down the specific numbers: initial jobless claims just hit 215,000, up from 210,000, while the unemployment rate sits at 4.3%. But this time, the cuts are concentrated in tech and white-collar sectors, not across the board. They examine why companies like SoftBank are facing liquidity concerns, how the JOLTS data shows openings actually rising to 7.6 million, and what this means for workers navigating a two-speed labor market. The episode also looks at how companies are using 'quiet cuts' and restructuring instead of mass layoffs, and what historical patterns say about whether this wave will deepen into a broader recession. #2026Layoffs #JoblessClaims #LaborMarket #SoftBank #LiquidityCrisis #Restructuring #WhiteCollarLayoffs #JOLTS #Unemployment #BusinessSurvival #CrisisManagement #RecessionWatch #QuietCuts #FexingoBusiness #BusinessPodcast #LayoffWave #TechLayoffs #EconomicIndicators Keep every episode free: buymeacoffee.com/fexingo

On June 3, 2026, the S&P 500 sits at 7,572 and the job market remains tight with 7.6 million openings. But in 2018, Starbucks faced a very different landscape when two Black men were arrested in a Philadelphia store for waiting without ordering. Lucas and Luna dissect how CEO Kevin Johnson turned that moment into a strategic crisis playbook: closing 8,000 stores for a single afternoon to conduct racial-bias training. They walk through the numbers — the cost of lost sales, the stock price reaction, and the lasting cultural impact — and what any business can learn about using transparency over damage control. No corporate spin, just a case study in owning a mistake at scale. #Starbucks #KevinJohnson #RacialBiasTraining #BrandCrisis #CrisisManagement #PR #CorporateCulture #Philadelphia #Retail #Business #FexingoBusiness #BusinessPodcast #Leadership #Transparency #Inclusion #CustomerService #Reputation #StakeholderTrust Keep every episode free: buymeacoffee.com/fexingo

Episode 28 of Crisis Management with Fexingo. Lucas and Luna examine how a mid-size hotel chain survived the 2020 travel collapse by converting its properties into temporary hospital beds for COVID-19 patients. The episode centers on the CEO's decision to pivot from hospitality to healthcare housing, negotiating contracts with regional health systems, and managing staff retraining. They discuss the revenue impact: the chain lost 85% of bookings in March 2020 but generated $12 million in hospital-bed contracts over six months. The hosts connect this to the current economic environment, noting that the S&P 500 is at 7,610 and unemployment at 4.3%, but warn that the next downturn may not offer a clear mission-driven pivot. The episode includes a brief, low-key donation segment for the ad-free show. #HotelChainSurvival #2020Crisis #HospitalBeds #PivotStrategy #CrisisManagement #BusinessContinuity #RevenueCollapse #HealthcareHousing #TravelIndustry #CEOLeadership #StaffRetraining #COVID19Business #FexingoBusiness #BusinessPodcast #RecessionPlaybook #MissionDriven #Adaptation #SurvivalStory Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna explore the story of First Republic Bank and how it managed to survive the regional banking crisis of 2023 without a government bailout. They break down the specific decisions that kept the bank afloat: the $30 billion deposit infusion from 11 major banks, the strategic sale of assets, and the role of JPMorgan Chase's acquisition. Along the way, they connect the 2023 crisis to today's market, where the S&P 500 sits at 7,608 and job openings have rebounded to 7.6 million. A masterclass in crisis management from the front lines of a banking panic. #FirstRepublicBank #RegionalBankingCrisis #CrisisManagement #Banking #Business #2023Crisis #DepositRun #JPMorgan #FinancialStability #BankSurvival #Regulation #FDIC #Markets #Finance #BankingPanic #MergersAndAcquisitions #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

In the run-up to Black Friday 2011, Patagonia ran a full-page ad in The New York Times with a photo of a fleece jacket and the headline 'Don't Buy This Jacket.' It was one of the most audacious crisis-management moves in retail history—and it worked. In this episode, Lucas and Luna unpack how Patagonia turned a looming sales slowdown and a PR crisis over overconsumption into a brand-defining moment that actually increased revenue. They trace the numbers: 30 percent sales growth the following year, a 40 percent spike in repair requests, and the launch of the Worn Wear program that eventually became a $10 million business line. With the S&P 500 at 7,600 and markets showing renewed confidence, Lucas asks whether Patagonia's anti-growth growth strategy could work for other companies today. A masterclass in using constraint as a crisis response. #Patagonia #Don'tBuyThisJacket #CrisisManagement #Sustainability #RetailCrisis #ConsciousCapitalism #BlackFriday #WornWear #YvonChouinard #AntiGrowth #BusinessStrategy #BrandLoyalty #MarketingCrisis #Overconsumption #Business #FexingoBusiness #BusinessPodcast #CrisisPlaybook Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna dive into the 1982 Tylenol cyanide poisonings and how Johnson & Johnson's response became the gold standard for crisis management. They explore the specific decisions CEO James Burke made within the first 48 hours, the cost of recalling 31 million bottles, and how the company rebuilt trust with tamper-evident packaging. Lucas connects the Tylenol playbook to modern crises, referencing the current low VIX of 15.80 as a sign of market complacency—and asks whether today's leaders would make the same tough calls. Luna challenges the narrative with data: J&J's market share fell from 35% to 7% after the crisis, yet rebounded to 29% within a year. The episode contrasts then and now, using current unemployment claims data (215,000) and job openings (6.9 million) as a backdrop for why corporate crisis preparedness still matters. #JohnsonAndJohnson #TylenolCrisis #JamesBurke #CrisisManagement #ProductRecall #TamperEvident #Pharmaceutical #TrustRebuilding #1982Crisis #MarketShare #CorporateStrategy #Business #FexingoBusiness #BusinessPodcast #CrisisResponse #RiskManagement #Leadership #Recall Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna dig into the playbook of First Horizon — a mid-size regional bank that faced down the 2023 banking crisis without federal help. They trace how First Horizon navigated deposit flight, a failed merger with TD Bank, and a 40% stock drop by leaning on a simple strategy: transparent communication with customers and a fortress balance sheet. Lucas breaks down the specific moves — how they raised liquidity, why they avoided the panic spiral of Silicon Valley Bank, and what the S&P 500's 7,580 level says about investor confidence in regional banks today. Luna presses on whether this playbook still works if rates stay higher for longer. A tight case study in what actually keeps a bank alive when trust evaporates. #FirstHorizon #RegionalBank #BankingCrisis2023 #CrisisManagement #BusinessSurvival #DepositFlight #FortressBalanceSheet #TDBank #Liquidity #Trust #Transparency #SVB #S&P500 #Business #Finance #FexingoBusiness #BusinessPodcast #Investing Keep every episode free: buymeacoffee.com/fexingo

When Silicon Valley Bank collapsed in March 2023, panic rippled through the financial system. But one family office — the $4 billion multi-generational investment firm of a Midwestern manufacturing dynasty — navigated the crisis without a single forced sale. CEO Margaret Chen made a counterintuitive call the day SVB failed: instead of moving all cash to the largest banks, she moved 70 percent into short-term Treasury bills at a direct auction — bypassing the banking system entirely. The result? The portfolio actually gained 2.3 percent during the two weeks of peak bank stress. Lucas and Luna walk through the three-part playbook Chen deployed: the 48-hour liquidity audit, the T-bill ladder strategy, and the relationship banking reset. Plus, why Chen still keeps 15 percent of cash in regional banks — as a deliberate, not passive, decision. A practical case study in crisis management for anyone who manages institutional or personal cash reserves. #FamilyOffice #BankingCrisis #SVBCollapse #LiquidityManagement #TreasuryBills #MargaretChen #RegionalBanks #RiskManagement #CrisisPlaybook #CashManagement #PortfolioStrategy #BusinessSurvival #Finance #Business #FexingoBusiness #BusinessPodcast #CrisisManagement #MidwesternManufacturing Keep every episode free: buymeacoffee.com/fexingo

In early 2023, Salesforce faced an unprecedented crisis: activist investors were circling, growth had slowed sharply, and the company that had famously declared 'no layoffs in 90 days' was about to cut 10 percent of its workforce. But CEO Marc Benioff didn't just slash costs — he used the crisis to fundamentally reshape the company's strategy, margins, and culture. This episode explores how Salesforce navigated activist pressure, the specific moves it made — from divestitures to a renewed focus on profitability — and what other companies can learn from a crisis that forced a software giant to grow up. Lucas and Luna discuss the playbook, the numbers, and whether the transformation is sustainable. #Salesforce #MarcBenioff #ActivistInvestors #CrisisManagement #Layoffs #TechTurnaround #Profitability #BusinessStrategy #CorporateRestructuring #SoftwareIndustry #ElliottManagement #BoardroomBattle #CostCuts #MarginExpansion #FexingoBusiness #Business #Leadership #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

In March 2023, Silicon Valley Bank collapsed in 48 hours. But across the country, a lesser-known regional bank — First Horizon — faced the same run risk and survived. This episode unpacks exactly what CEO Bryan Jordan did differently: the $3.2 billion liquidity buffer he built during the pandemic, the stress-testing culture that predated the crisis, and the single conference call that stopped the run. Lucas and Luna walk through the playbook, tying it to today's market — with the S&P 500 near 7,580 and job openings softening to 6.9 million. A concrete case study in crisis preparation that doesn't start when the cameras show up. #FirstHorizonBank #BryanJordan #RegionalBanking #BankingCrisis #CrisisManagement #LiquidityBuffer #StressTesting #FinancialResilience #BusinessSurvival #2023BankingCrisis #SvbCollapse #BankRun #Business #Finance #FexingoBusiness #BusinessPodcast #CrisisLeadership #Playbook Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna dive into how Airbnb weathered the 2020 travel industry collapse—losing 80% of bookings in eight weeks—and emerged stronger. They explore the specific decisions CEO Brian Chesky made: cutting 25% of staff, refocusing on local travel, and taking the company public in a pandemic. With the S&P 500 at 7,580 and the Nasdaq up 8% in May 2026, the hosts connect Airbnb's crisis playbook to lessons for any business facing existential threat. A look at how crisis discipline can create long-term competitive advantage. #Airbnb #BrianChesky #CrisisManagement #TravelCollapse #2020Pandemic #BusinessSurvival #LocalTravel #IPO #StaffCuts #Pivot #Resilience #Business #FexingoBusiness #BusinessPodcast #Leadership #Strategy #Recovery #LessonsLearned Keep every episode free: buymeacoffee.com/fexingo

In early 2022, Netflix lost subscribers for the first time in over a decade. The stock dropped more than 70 percent. But instead of panicking, the company made a series of counterintuitive moves: it launched an ad-supported tier, cracked down on password sharing, and raised prices on its premium plans. By 2026, Netflix is posting record margins. Lucas and Luna break down the specific decisions that turned a crisis into a durable business — including why the ad tier was a gamble that paid off, how the password crackdown actually grew subscribers, and what the streaming wars benchmark tells us about pricing power today. The S&P 500 sits at 7,578 and the Nasdaq at 26,955 — up 8 percent this month — but few companies have engineered a swing as dramatic as Netflix's from bust to boom. #Netflix #StreamingWars #PricingPower #SubscriberCrisis #PasswordSharing #AdSupportedTier #BusinessTurnaround #CrisisManagement #BusinessStrategy #MediaIndustry #RevenueGrowth #ProfitMargins #StockMarket #S&P500 #Nasdaq #FexingoBusiness #BusinessPodcast #BusinessSurvival Keep every episode free: buymeacoffee.com/fexingo

When regional banks collapsed in March 2023, a 14-store grocery chain in the Midwest lost its main lender overnight. This episode unpacks how the company's CEO scrambled to secure alternative financing, cut costs without layoffs, and kept shelves stocked while competitors folded. We look at the specific moves—factoring receivables, renegotiating with suppliers, and leaning on community goodwill—that turned a near-death experience into a blueprint for small businesses facing a liquidity crunch. Plus, the surprising data point from today's economy that made the CEO's strategy possible. #RegionalBankingCrisis #SmallBusinessSurvival #GroceryChain #LiquidityCrunch #FamilyOwned #CEOLeadership #Factoring #SupplierRelations #CommunityBanking #Midwest #BusinessSurvival #CrisisManagement #2023BankingCrisis #UnderdogStory #BusinessPodcast #FexingoBusiness #Finance #Resilience Keep every episode free: buymeacoffee.com/fexingo

When Silicon Valley Bank collapsed in March 2023, mid-size manufacturers across the US suddenly found their lines of credit frozen and their payroll accounts trapped. This episode drills into one specific story: how a $400 million industrial parts supplier in Ohio kept its doors open when its primary bank failed. Lucas and Luna walk through the company's three-part playbook, from emergency cash consolidation to supplier renegotiation to a last-minute pivot to asset-based lending. They connect the story to today's higher-for-longer rate environment, where the unemployment rate sits at 4.3 percent and job openings have dipped below seven million for the first time since 2021. The lesson is concrete: crisis management isn't about having a plan, it's about having a contact list you've maintained since the good times. #RegionalBankingCrisis #SVBCollapse #MidSizeManufacturing #CashManagement #AssetBasedLending #CrisisManagement #BusinessSurvival #OhioBusiness #SupplyChain #LiquidityCrunch #FedPolicy #InterestRates #JOLTS #Unemployment #BusinessContinuity #FexingoBusiness #BusinessPodcast #LessonsFromCrisis Keep every episode free: buymeacoffee.com/fexingo

When the pandemic froze global travel in March 2020, Hilton's revenue per available room dropped 80% in weeks. But the company didn't panic. This episode unpacks how Hilton's leadership made three counterintuitive moves: cutting corporate overhead fast, leaning into a 100-year-old brand promise, and using the crisis to renegotiate franchise terms for the long term. Lucas walks through the specific financial decisions — including how Hilton avoided bankruptcy while Marriott and others took on massive debt — and Luna challenges whether the playbook works for smaller operators. A rare look at crisis management from a company that actually came out stronger. Relevant for anyone running a business in a downturn, especially with the Fed still holding rates elevated as of May 2026 and the labor market showing signs of cooling. #Hilton #CrisisManagement #PandemicRecovery #RevenueCollapse #BusinessSurvival #TravelIndustry #HotelTurnaround #ChrisNassetta #CostCutting #FranchiseModel #RevenuePerAvailableRoom #BrandTrust #LayoffsWithoutPanic #BusinessContinuity #FexingoBusiness #BusinessPodcast #ManagementStrategy #FinancialResilience Keep every episode free: buymeacoffee.com/fexingo

In this episode of Crisis Management with Fexingo, Lucas and Luna explore how Zappos weathered the 2008 recession with zero layoffs by leaning into a radical culture-first strategy. They break down the specific moves CEO Tony Hsieh made in 2008—cutting marketing spend by 20 percent but investing more in customer service and warehouse overtime—and how that bet paid off. They connect it to today's economy, where unemployment is 4.3 percent, job openings are falling, and companies face pressure to cut costs. The hosts ask: was the Zappos approach unique to its era, or is it replicable now? A concrete case study in choosing culture over short-term margins. #Zappos #TonyHsieh #CrisisManagement #Recession #Layoffs #CompanyCulture #BusinessStrategy #2008Recession #CustomerService #NoLayoffs #CorporateCulture #Resilience #BusinessSurvival #Leadership #Ecommerce #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

In early 2020, as borders slammed shut and travel ground to a halt, Mastercard lost nearly a quarter of its revenue almost overnight. But unlike many companies that slashed costs across the board, Mastercard made a counterintuitive bet — it actually increased spending on cybersecurity and digital infrastructure. In this episode, Lucas and Luna break down how that decision didn't just save the company but repositioned it as a tech firm, not a payments utility. They look at the specific numbers: the 23% revenue drop, the 88% cross-border volume plunge, and the $1.5 billion pivot to digital identity and AI fraud detection. Using today's market context — with the S&P 500 at 7,519 and the small-cap Russell 2000 surging 6.3% in a week — they explore what Mastercard's crisis playbook says about timing, investment discipline, and the difference between efficiency and resilience. A concrete case study in how to turn an existential shock into a strategic reset. #Mastercard #RevenueCrisis #2020Pandemic #Cybersecurity #DigitalPayments #BusinessResilience #CrisisManagement #StrategicPivot #CrossBorderPayments #FraudDetection #AI #DigitalIdentity #EfficiencyVsResilience #Business #Finance #FexingoBusiness #BusinessPodcast #MastercardTurnaround Keep every episode free: buymeacoffee.com/fexingo

When a company faces a crisis, the instinct is to double down on what works. But sometimes the path to survival runs through a failed product. Lucas and Luna explore a counterintuitive case: a major consumer tech company that turned its biggest flop into the foundation of a turnaround. They connect the story to today's market resilience — the S&P 500 at 7,510, small caps up 6% in a week — and ask whether the willingness to fail is a hidden competitive advantage. Specific, surprising, and grounded in real numbers. No hot takes, just strategy. #CrisisManagement #BusinessSurvival #FailedProduct #Turnaround #Innovation #TechHistory #LucasAndLuna #FexingoBusiness #BusinessPodcast #PodcastEpisode #Resilience #RiskTaking #ProductStrategy #CorporateCulture #MarketResilience #SP500 #Russell2000 #LearningFromFailure Keep every episode free: buymeacoffee.com/fexingo

In March 2023, Silicon Valley Bank collapsed in 48 hours. But 90 miles south, a lesser-known regional lender — First Citizens Bank — faced similar deposit pressure and not only survived but thrived. How? This episode drills into the specific liquidity playbook First Citizens used: its decision to avoid heavy exposure to long-duration Treasuries, its use of the Federal Home Loan Bank system for emergency funding, and its post-crisis acquisition of SVB's assets. We anchor the conversation in today's environment — May 2026 — with the VIX at 16.59 and job openings sliding to 6.866 million, a reminder that liquidity discipline matters even when markets feel calm. Lucas and Luna explore whether First Citizens' strategy was a one-off or a template for smaller banks navigating the next downturn. #FirstCitizensBank #RegionalBanking #SVBCollapse #BankingCrisis #LiquidityManagement #FederalHomeLoanBank #TreasuryDuration #FDIC #BankRun #InterestRateRisk #CrisisManagement #BusinessSurvival #FinancialStability #BankAcquisition #FHLB #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo