How a Landlord Uses a Self-Directed IRA to Buy Rental Property

Episode 48 of The Real Estate Investing Podcast with Fexingo. Lucas and Luna dive into a topic many landlords overlook: using a self-directed IRA to invest in rental real estate. They walk through the mechanics, based on a real case of an investor named Mark who used his existing IRA to buy a duplex in Phoenix without taking a distribution or paying taxes. Lucas explains the custodial rules, the prohibited transaction trap, and how checkbook control works through an LLC. Luna challenges him on the risks — including illiquidity and the 'no personal benefit' rule. By the end, listeners will understand why a self-directed IRA can be a powerful vehicle for real estate, and what first steps to take. No hype, just the specifics: UBIT, UDFI, and why you cannot stay in your own rental property for a single night. Produced by Fexingo Business Podcast Network. #SelfDirectedIRA #RealEstateIRA #RentalProperty #RetirementInvesting #Solo401k #CheckbookControl #ProhibitedTransactions #UBIT #UDFI #LLC #RealEstateInvesting #FexingoBusiness #BusinessPodcast #RealEstatePodcast #Finance #RetirementPlanning #AlternativeAssets #LandlordTips Keep every episode free: buymeacoffee.com/fexingo