How a Regional Bank Survived the Credit Crunch

Episode 180 of Scaling Up with Fexingo explores how a mid-market regional lender navigated the turbulent credit environment of late twenty twenty four and early twenty twenty six. We examine the specific decision to tighten underwriting standards on commercial real estate loans while competitors chased volume. Lucas and Luna break down the balance sheet mechanics, the shift in deposit costs, and the operational changes required to maintain liquidity without alienating core small business clients. This is a deep dive into risk management as a growth strategy rather than just a defensive posture. #FexingoBusiness #BusinessPodcast #ScalingUp #RegionalBanking #CommercialRealEstate #CreditRisk #LiquidityManagement #DepositFriction #UnderwritingStandards #BalanceSheetHealth #MidMarketFinance #InterestRateRisk #LoanPortfolio #BankingStrategy #FinancialResilience #CorporateLending #SmallBusinessLending #EconomicCycle Keep every episode free: buymeacoffee.com/fexingo