How a Spousal Access Trust Locks in Low Interest Rates

This episode of Estate Planning with Fexingo explains how a Spousal Lifetime Access Trust (SLAT) can lock in today's low interest rates for decades. Lucas and Luna walk through a concrete example: a couple transferring $5 million into a SLAT when the applicable federal rate is just 2.4 percent. They show how the trust can leverage that low rate to minimize gift taxes, provide income to the non-grantor spouse, and shelter future growth from estate taxes. The hosts also cover risks like divorce, the grantor's death, and the 'reciprocal trust' trap. Perfect for listeners who already understand basic trusts and want a deeper strategy for rate-sensitive planning. #SpousalLifetimeAccessTrust #SLAT #EstatePlanning #ApplicableFederalRate #GiftTax #TrustPlanning #WealthTransfer #EstateTax #LowInterestRates #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #CFR #GrantorTrust #Portability #SweatEquity #ExemptionSunset Keep every episode free: buymeacoffee.com/fexingo