How a Spousal Lifetime Access Trust Protects Your Heirs

Lucas and Luna explain how a Spousal Lifetime Access Trust (SLAT) works as an estate planning tool for couples with assets over $5 million. They walk through a case study of a tech executive in 2026, showing how a SLAT can freeze estate tax liability while preserving spousal access to the gifted assets. The hosts discuss the key features: grantor trust status, Crummey withdrawal powers, and the risk of 'reciprocal trust' doctrine. They also compare SLATs to traditional credit shelter trusts and clarify why the 2026 estate tax exemption cliff makes this a timely topic. The episode includes specific numbers: $13.61 million exemption per person in 2026, potential drop to $7 million in 2027, and how a SLAT can lock in the higher exemption today. The conversation stays grounded in real-world application, avoiding theoretical fluff. #SpousalLifetimeAccessTrust #SLAT #EstatePlanning #TrustLaw #WealthTransfer #EstateTax #GrantorTrust #CrummeyPower #ReciprocalTrust #TaxExemption #2026EstateTax #Finance #EstatePlanningWithFexingo #FexingoBusiness #BusinessPodcast #LucasAndLuna #TrustPlanning #AssetProtection Keep every episode free: buymeacoffee.com/fexingo