How AI Is Revolutionizing Lending & Why Banks Are Falling Behind | Chris Karaseugian

In this episode of Purpose Driven Capital, host Matt Johns sits down with Chris Karagouzian, Co-Founder and CEO of Help With My Loan, a fintech company that’s reimagining how borrowers, brokers, and banks connect through AI-powered automation.Chris shares his journey from working at major institutions like Wells Fargo, JPMorgan Chase, and U.S. Bank to walking away from the traditional system to build a fintech lending platform that moves deals 80% faster than conventional banks. With over $850 million in funded loans and a 97% matching success rate, Chris explains how his team is solving the inefficiencies that have plagued lending for decades.You’ll hear:Why banks aren’t innovators of technology, and what that means for borrowersHow AI underwriting and optical character recognition (OCR) are transforming lendingWhy the golden age of private credit is creating new opportunities for investorsThe power of alternative lending solutions to build generational wealthHow fintech innovation can prevent the next wave of bank failuresWhether you’re an investor, entrepreneur, or first-time homebuyer, this episode reveals how technology and purpose-driven innovation can unlock smarter, faster, and more ethical paths to building wealth.🎧 Tune in and discover why doing things differently might just be the smartest financial decision you make.📌 Subscribe to our Youtube for new episodes:    / @ChristianAltsTV 📌 Join the ChristianAlts newsletter: https://newsletter.christianalts.com/📌 Follow on LinkedIn for investing insights:   / matthewbjohns   DISCLAIMER: This video represents the views and opinions of it's guest and does not reflect the views and opinions of HoneyHive Capital Partners LLC. Nothing in this video nor any communications from it should be treated as constituting financial, investment, legal, tax or other advice of any kind, or as a recommendation to buy or sell an interest with respect to any investment.