How an Internal Transfer Can Protect Your Stock Options

Episode 55 of The Internal Move Podcast explores a rarely discussed risk of internal transfers: what happens to your equity compensation. Lucas and Luna walk through the case of a mid-level engineer at a pre-IPO fintech who moved teams and nearly lost 40% of her vested options because of a 90-day exercise window. They explain the difference between incentive stock options and non-qualified stock options, how transfer paperwork can trigger an acceleration clause, and why your new manager's budget structure matters more than you think. The hosts also share three concrete steps you can take before accepting an internal offer to protect your equity, including a specific conversation to have with your stock plan administrator. Plus, a brief segment on how listener support keeps the show ad-free. If you have unvested equity at a private company and are considering an internal move, this episode is for you. #InternalTransfer #StockOptions #EquityCompensation #ISOvsNSO #PreIPOEquity #CareerMoves #EmployeeEquity #Fintech #TechCareers #JobSwitch #OfferNegotiation #ExerciseWindow #VestingSchedule #StockPlanAdministrator #EquityRisk #FexingoBusiness #BusinessPodcast #Careers Keep every episode free: buymeacoffee.com/fexingo