How B2B Buy Now Pay Later Is Reshaping Business Payments

Hosts Lucas and Luna dive into the fast-growing world of B2B buy now pay later, focusing on two key players: Billd, which has extended over $1 billion in credit to construction contractors, and Hokodo, a European leader in B2B BNPL. They explore how these companies are using data and technology to offer net-30-to-60 terms with instant approvals, challenging traditional trade credit and factoring. The episode explains why the market is projected to reach $1.6 trillion by 2028, how underwriting differs from consumer BNPL, and what it means for small business cash flow. Lucas and Luna also discuss the role of platforms like Stripe and Shopify in enabling these solutions, and the potential risks if economic conditions tighten. A natural, conversational look at an often-overlooked corner of fintech that's quietly transforming how businesses pay each other. #B2BBNPL #BuyNowPayLater #Billd #Hokodo #BusinessPayments #Fintech #TradeCredit #SupplyChainFinance #SmallBusiness #CashFlow #ConstructionFinance #EuropeanFintech #Stripe #Shopify #Business #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo