How Blockchain Is Replacing Credit Card Payment Rails

Lucas and Luna explore how blockchain networks are beginning to compete with traditional payment processors like Visa and Mastercard. With stablecoins processing over $10 trillion in 2025 — already rivaling the volume of major card networks — the hosts break down the specific mechanics that make blockchain cheaper for merchants and faster for cross-border settlements. They examine Visa's own experiments with USDC settlement on Ethereum, the Solana network's sub-second finality for point-of-sale transactions, and why Coinbase shares fell 16 percent this week amid the broader crypto sell-off. Lucas argues that the real disruption isn't replacing the Visa card in your wallet today, but that the backend infrastructure is quietly being rewritten. Luna pushes back on regulatory hurdles and consumer adoption timelines. The conversation lands on a concrete question: in a world where stablecoins settle in seconds for near-zero fees, what does the 2026 payments landscape actually look like? #Blockchain #Crypto #Payments #Stablecoins #Visa #Mastercard #Solana #Ethereum #USDC #Coinbase #Fintech #Technology #Business #CryptoTech #FexingoBusiness #BusinessPodcast #BlockchainPayments #DigitalCurrency Keep every episode free: buymeacoffee.com/fexingo