How Business Interruption Insurance Works in 2026

Lucas and Luna explore a real case: a family-owned bakery in Austin that lost six weeks of revenue after a kitchen fire. They break down how business interruption insurance actually calculates lost income, the critical difference between a 72-hour waiting period and a 30-day one, and why many small businesses unknowingly underinsure their operating expenses. Plus, a quick look at how the 2026 policy landscape has shifted with hybrid workforce clauses and supply chain endorsements. By the end, you'll know exactly what questions to ask your agent before a disaster hits. #BusinessInterruptionInsurance #SmallBusiness #AustinBakery #InsuranceClaims #RevenueProtection #WaitingPeriod #SupplyChain #HybridWorkforce #Underinsurance #PolicyLimits #OperatingExpenses #BusinessContinuity #2026Insurance #Finance #RiskManagement #FexingoBusiness #BusinessPodcast #InsuranceConversations Keep every episode free: buymeacoffee.com/fexingo