How Can a Deductible Buy Down Help My Church Insurance Costs? episode artwork

EPISODE · Feb 12, 2026 · 5 MIN

How Can a Deductible Buy Down Help My Church Insurance Costs?

from Faith, Stewardship, & Insurance: Protecting Texas Churches

In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley discusses how churches can manage rising insurance deductibles through deductible buy downs. The episode features the story of Charles, a finance leader who learned the hard way about the high costs of property insurance deductibles after a hailstorm damaged his church's roof. Wadley explains how deductible buydowns can reduce out-of-pocket expenses. Discuss your church’s deductible with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:34 Charles' Insurance Deductible Dilemma 01:53 Understanding Deductible Buydowns 02:32 The Practicality of Buydowns for Texas Churches 03:22 Implementing Buydowns Effectively 04:03 Insurance for Texans: Our Approach 04:52 Conclusion and Final Thoughts

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How Can a Deductible Buy Down Help My Church Insurance Costs?

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This episode was published on February 12, 2026.

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