How Childhood Money Beliefs Follow You Into Retirement

Your relationship with money didn’t start with your first paycheck—it started long before that. In this episode of The Modern Retirement Playbook: Planning Beyond the Portfolio, Jason Matthews dives into the emotional baggage people carry around money and how those beliefs quietly shape retirement decisions. Through real‑world examples, the conversation explores how childhood experiences, scarcity mindsets, and life transitions influence spending, saving, and risk‑taking. Jason also discusses why financial planning must account for identity, grief, and lifestyle—not just numbers on a page—and how retirement can challenge more than just income. This episode offers perspective on slowing down, asking better questions, and recognizing the emotional drivers behind financial choices during major life transitions. We have a special focus on serving single women age 50+ with at least $250,000 of investable assets — especially those navigating retirement, inheritance, or widowhood. These are pivotal moments where clarity, compassion, and smart tax and retirement planning matter most. Schedule your complimentary consultation today. Visit www.MFIS.biz or call (510) 288-3268 today! You can also find us on Facebook or LinkedIn.See omnystudio.com/listener for privacy information.