How Credit Scores Are Built & Improved - Part Four

from The Credit Pros Podcast · host The Credit Pros

Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to 10 years or 7 years, respectively.

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This episode is 3 minutes long.

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This episode was published on July 25, 2025.

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