How Different Debt Affects Your Borrowing Capacity

Not all personal debt is the same. From credit cards, HECs, and buy now pay later, they all affect your borrowing capacity in different ways. Prioritising paying off certain debts before others, might help your borrowing capacity and get you into your dream home faster. For any questions about purchasing property or to discuss your home loan options, visit ynance.com.au or contact Mitch Woods directly on 0411 235 798 or ⁠[email protected]

Episode metadata supplied by the publisher feed · Published Jun 18, 2025

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How Different Debt Affects Your Borrowing Capacity

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