How Disability Insurance Protects Your Income

Lucas and Luna break down the case for disability insurance, using the statistic that over 25% of today's 20-year-olds will become disabled before retirement. They explore what's covered, the difference between short-term and long-term policies, why employer-provided coverage often isn't enough, and how to choose a policy that actually protects your income. With real numbers on costs and benefit periods, this episode helps listeners understand why disability insurance is a crucial financial safety net. #DisabilityInsurance #IncomeProtection #LongTermDisability #ShortTermDisability #EmployerBenefits #FinancialSafetyNet #PersonalFinance #Insurance #FinancialPlanning #RiskManagement #OwnOccupation #EliminationPeriod #BenefitPeriod #SocialSecurityDisability #FexingoBusiness #BusinessPodcast #Finance #InsuranceConversations Keep every episode free: buymeacoffee.com/fexingo