Sanders shops all the top term insurance companies to save you money gets started in standard.com I got a two-parter first part is I've been in kids that'll intense for a while We're actually that free home cars everything Wow I'm a little tired at this point because I've been working through three jobs and just kind of figuring out when to put Paul's own You know extra income and just kind of relax for a little while yesterday Well, yeah, I guess the scary part because we're singling time right now. So part of me just like you're in baby step seven You've no more good right? Correct, but I mean we do want to move from where we're at now. That's I guess that's the quick answer of now is the time to stop that How long did you accomplish this?
How long have you been in this grind? Yeah, it was kind of on and offered two years because of the child and You know just some complications around birth and stuff. So that's why mom hasn't went back to work. So okay, that's fine But yeah, it's been I guess on me for almost two years at this point.
So okay, so like I said Just kind of want to hit Paul's on some of those and that leaves me in the second part I've got a small business on the side That I have some employees that I don't know how to Coach go that I do a little finance coaching and they seem to be misbehaving with all the money that I pay them even though I gave them the position to kind of help them get out of debt With the money or like as a part of the company Personally misbehaving just buying big old they don't need buying recreational vehicles and these are just how do you find these people? Wait, they're actual akin to you. Yes. Yes, like cousin's uncle Lance who we talking You hired your parents for a small business and they're going out and taking on debt and you're like well That wasn't the intended goal.
I gave them the job. So you gave them the job even though they really weren't qualified to help them out financially quote unquote No, they're very qualified for the business. However, it's just the They're adding small Personal loans at this point to try to justify moving payments around but other than that it's how many people is this? It's your parents is it anybody else?
No, it's just a business. I had started it became overwhelming for me Like I said with the new morning. No, no, I'm talking about the part you said about okay It's too. There's two things we're talking about you hired your parents to work in the business You said they're qualified that's all good But over here you found out that they're spending their money in a way that you don't like correct that has nothing to do with the Business that's just their personal life, but you're saying hey, I know that's not very wise I'd like to be able to help them out, right?
You feel like you're enabling them Well, I do about it. I like grace of like I'm fan either I shut the business down and just walk away from it or just keep it open and kind of Guide them a little bit. I don't think I don't think one I mean this is my perspective I don't think that one has to do with another you're not enabling them because they're doing a job and they're getting paid for the job Right, it's not like they're you're not just giving them money because they asked for money They're working and you're paying them wages correct. Correct.
So that's okay now. You're talking about shutting down your business What's that about because don't tell me that you're shutting down your business because your parents don't know how to spend their paycheck? That's a it's too layered. It's it's now that I guess technically we're a baby step seven I'm and I'm so tired from the last three or three years here.
Okay, it's kind of a headache and it's kind of It's not that much of my income to it's not the side business blew up and you're like I could replace my full-time job You're just like I'm done with this side. It was a fun side hustle while I got a debt. I'm done with it. What does it bring in?
About a little bit a month. Okay, okay. How are you even paying your parents from that? It's just it's kind of contracted out to them.
So I think it's not like they're making four grand a month from this They're not like paying it is it a side hustle for them, too Yeah, okay, then just shut it down. Yeah, if you were gonna like put them on the streets because now they're out of a job I'm like, hey, let's be a little more cautious about this But if you had a conversation with them said hey, I started this because I was trying to get out of debt I'm kind of done with it emotionally physically. I'm tired So you guys are gonna need if you want more side hustle money, you're gonna find it elsewhere Yeah, I'm shutting down the shop and I also think the whole thing of them the way they're spending their money if they're open to maybe you Telling them a little bit about you know Ramsey and how you figured out how to manage your money I think that's fine But honestly I kind of feel like right now that's the least of things you need to be worried about it sounds like you have a lot going on at home with your wife and this baby and When you called that seemed to be the thing that was getting your goat and I think your parents It's just kind of this nuisance that you're observing over here and I think you just need to kind of swap that away for now Okay, because it's true that you can't control what they do with their money Right and unless they invite you into their life to coach them on it then it's a moot point There is it's gonna just cause I think that's the part that gets me like I do kind of like coach on the side I just kind of I can see my Twitter. You offer that to them say hey I do coaching on the side like I know I'm your son and you're it's awkward, but I'd be happy to look at your numbers You know they get very sticky.
They don't want you to cut it loose. Yeah Yeah, and that's where I was looking for advice like when somebody doesn't want to walk away Yes, watch the train wreck happen Yeah, no walk away because for people like when they're when the students ready the teacher appears and they're not ready So one day they might be and you might be the teacher and one day they might be ready and it's somebody else maybe from their church or So you can lead a horse water, but you can't make them drink Alright, all right all you can do is live your life and hopefully do it in a way that makes them go man What's Chase doing over there? I'm interested tell me more but man parents is that's one of the hardest ones to tackle Yeah, because like they remember changing your diaper yesterday. They're not looking for financial advice from you Exactly.
Oh, but way to go Chase baby step seven. That's impressive Zander is the best place to find term life insurance to protect your family visit zander.com for quotes today