How Dr. Josh Chow and His Wife Katherine Left Corporate DPC Behind to Open Their Own Practice in Colorado

What does it look like when a physician gets laid off from a corporate-acquired DPC practice and turns that loss into the exact practice he always wanted to build?We close out Financial Sustainability Month with Dr. Josh Chow, DO and his wife Katherine Chow of Ohana Medical in Centennial, Colorado. Their story is one of resilience, financial clarity, and a deep commitment to family, both the one they are raising and the one they are building with their patients.Dr. Chow spent five and a half years in what started as his dream DPC job. When that practice was sold to a corporate entity, everything changed. Rather than accept the new normal, he and Katherine spent months searching for another DPC position before deciding they had to build their own. Ohana Medical opened in October 2025.In this episode we cover:Why he left surgical residency and how that training shapes his DPC todayHow they funded their startup with a family loan, severance, and a ~$100K budgetTheir pricing strategy, open enrollment timing, and insurance broker vetting processOne-time visits as a patient conversion toolIn-house pharmacy, procedures, and financial non-negotiablesTax strategy: Augusta Rule, home office deductions, sole proprietor LLCRetirement planning: Roth IRAs from day one and front-loaded 529sRunning a practice and a family alongside your spouseThis one is honest, practical, and deeply relatable. Listen now.Cooperative of American Physicians or CAP. Learn more about the medical malpractice company used by Dr. Maryal Concepcion since 2021 at capphysicians.com or by calling 800-356-5672.Guava Health. A premium patient experience, pulling data from EHRs and wearables, helping  see the full picture and uncover root causes to deliver personalized care. ZION HealthShare. Get peace of mind for major medical events without going back into the insurance maze.  Hint AI helps you move faster through every stage of the patient visit. Hint AI Chat lets you ask questions about a patient's chart and instantly surface relevant notes, labs, and clinical history. Learn more at hint.com/ai.Support the showGET your FREE MONTHLY BUSINESS TOOL DOWNLOADBecome A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube