How Dynamic Discounting Benefits Both Buyer and Supplier

Episode 26 of Cash Flow Conversations with Fexingo. Lucas and Luna explore dynamic discounting—a flexible alternative to static 2/10 net 30 terms. They walk through how a mid-sized manufacturer offered suppliers a sliding discount scale based on payment timing, using a real example from a 2025 pilot with 12 suppliers. The episode covers how dynamic discounting can improve supplier cash flow by up to 3%, reduce buyer procurement costs by 0.5-1%, and why technology platforms are making it accessible for small businesses. Lucas explains the math behind a typical 10-day payment at 0.03% daily discount versus a 20-day payment at 0.01% daily, and Luna highlights the trust-building aspect of giving suppliers choice. No ads—listener supported at buy me a coffee dot com slash fexingo. #DynamicDiscounting #CashFlow #WorkingCapital #SupplyChainFinance #SupplierRelationships #SmallBusiness #BusinessFinance #Receivables #Payables #DiscountTerms #Procurement #CashFlowManagement #BusinessPodcast #FexingoBusiness #Finance #WorkingCapitalManagement #PaymentTerms #SupplierFinancing Keep every episode free: buymeacoffee.com/fexingo