How Employers Can Cut Health Insurance Costs Without Changing Their Plan | Steven Guilfoile

Send us Fan MailHealth insurance costs keep climbing but what if employers could dramatically reduce healthcare expenses without replacing their existing major medical plan?In this episode of The Modern Insurance Agent Podcast, David Denning sits down with Steven Guilfoile, Founder & CEO of AffordaCare Insurance, to break down a different approach to group health benefits.Steven shares how his team works alongside existing brokers and employer health plans to reduce claims, integrate benefits with payroll, encourage proactive healthcare, and help businesses take greater control of one of their largest expenses.They dive into:• What’s really driving group health insurance costs higher• How employers can reduce healthcare claims and expenses• Why proactive healthcare can change the economics of a health plan• How payroll integrations can simplify benefits administration• Why AffordaCare works alongside existing insurance brokers instead of replacing them• How Steven built a national business through relationships and referrals• Why strategic referral partners can become an incredible growth channel• How insurance agents can create opportunities by connecting with employers• Steven’s approach to building a strong team and company culture• Why challenging yourself outside your comfort zone can make you better in businessSteven also shares the bigger philosophy behind his company: create enough value for employers, employees, brokers, and partners that everyone has a reason to win together.If you work in group health insurance, employee benefits, commercial insurance, Medicare, or serve business owners in any capacity, this episode is packed with ideas you can apply to your own business.Connect with Us:🔗Download the resources & access the full podcast library – jumpstartgonow.com/podcastJoin the Movement of Modern Insurance Agents!Ready to become the agent clients trust and refer to their friends? Start by building your personal brand, using social media effectively, and prioritizing relationships over transactions. Let’s change the way people see insurance one client at a time! 🚀📢 Join the discussion! Connect with like-minded agents and get exclusive marketing tips in the Marketing for Insurance Agents Facebook Group. jumpstartgonow.com/join-group