How Everyday Banking Can Advance God’s Kingdom with Aaron Caid

What if your everyday banking could help fuel ministry—without changing how you manage your money? That’s the question at the heart of a growing movement to rethink financial stewardship. For many of us, banking feels purely transactional. But what if it could become a tool for Kingdom impact? On today’s episode of Faith & Finance, Aaron Caid joined us to share how a unique approach to banking is helping support churches, families, and ministries around the world. A New Chapter in Faith-Based Banking Aaron Caid represents AdelFi and Christian Community Credit Union (CCCU), which recently came together to form what is now the largest faith-based credit union in the country. As they move toward a unified identity under AdelFi Christian Banking, the mission remains unchanged—but the opportunity for impact has grown. This new chapter means expanded resources, greater reach, and a continued commitment to serving individuals, families, businesses, and ministries nationwide. The goal is simple but powerful: to steward financial resources in a way that advances the gospel. More Than Transactions Most people don’t think of their bank account as a ministry tool—but that’s exactly what this model seeks to change. As a not-for-profit, member-owned credit union, the focus shifts from profit maximization to Kingdom impact. Instead of enriching shareholders, revenue is reinvested in serving members and supporting ministry work. Notably, 10% of earnings are tithed to support ministries actively sharing the gospel. This transforms everyday financial decisions—like where you bank—into opportunities to participate in God’s work. Real-Life Kingdom Impact This isn’t just theory. It’s happening in tangible ways. 1. Supporting the Local Church During the pandemic, Calvary Chapel South OC quickly outgrew its space as people gathered in large numbers for outdoor worship. Through affordable financing, the credit union helped the church secure a larger property—creating space for continued worship, discipleship, and community. 2. Caring for the Vulnerable Through partnerships with organizations such as the Christian Alliance for Orphans, financial resources have supported over 250 ministries serving orphaned and foster children. Beyond funding, families have also received guidance on navigating the financial complexities of adoption. 3. Investing in the Next Generation Camp Agape, which serves children with incarcerated parents, is another example. Support includes both financial contributions and volunteer involvement. Many children who attend eventually return as adults to serve, creating a cycle of healing and hope. A Broader Vision of Stewardship When you step back, the vision becomes clear: stewardship isn’t limited to giving—it includes how we manage every financial decision. Where we bank, how we spend, and the systems we participate in all reflect what we value. When those decisions align with our faith, even routine financial activity can take on eternal significance. This approach invites us to rethink a basic question: What if our money could serve more than just our needs? Instead of viewing finances as isolated from our spiritual lives, this model integrates the two—turning everyday banking into a way to participate in God’s redemptive work in the world. Take the Next Step If you’re interested in aligning your banking with your faith, there’s a practical opportunity right now. For a limited time, FaithFi listeners can earn up to a $400 bonus when opening a qualifying high-yield checking, savings, or cash rewards VISA credit account. CCCU also offers a high-yield money market account with a competitive rate on balances up to $100,000. To learn more, visit FaithFi.com/Banking and use the code FAITHFI when you open your account. On Today’s Program, Rob Answers Listener Questions: I’m 71, self-employed, and receiving Social Security, which is just sitting in a checking account. With no debt and a paid-off home, how can I invest it to keep up with inflation? I filed for bankruptcy about 10 years ago, and it still affects my credit. Would repaying old debts help improve my score and rental prospects? I’m 82 with about $50,000 in a 401(k) that I now need to move. What’s the best option—an IRA, CDs, or something else? Resources Mentioned: Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner) Christian Community Credit Union | AdelFi Sound Mind Investing (SMI) Charles Schwab | Fidelity AnnualCreditReport.com Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.