How Facing Adversity Can Fuel Your Planning EP 19

In this episode of Thoughtful Planning, Honey and Santiago are joined by April Adams Pertuis, the founder of Lightbeamers, an organization dedicated to helping women use their story to shine their light.This episode highlights the importance of planning while you’re clear of mind. Today’s essential question: How can facing adversity inspire deeper action and thoughtful planning in your own life? Episode Highlights: Family Health Crises: April's cousin was diagnosed with stage four cancer, requiring emergency brain surgery. Shortly after, April's son needed emergency intestinal surgery, bringing the importance of planning to the forefront. April discusses the fear and urgency in the waiting room, prompting her and her husband to reassess their plans and ensure they are prepared. Job Loss and IRS Audit: Early in their family life, April and her husband faced job loss and a brutal IRS audit. These experiences taught them the importance of having a financial plan and professional advice. Hiring a financial planner and bookkeeper helped them navigate and recover from these challenges. Planning for the Future: April emphasizes the ongoing nature of planning, especially as circumstances change. They have begun conversations about disability insurance, savings, and life insurance for both themselves and their children. April stresses the importance of starting financial education early, even for teenagers. Advice for Listeners: Seek professional advice if you are overwhelmed by planning and organizing. Start planning before a crisis hits to be prepared and reduce fear during emergencies. Building a financial safety net is crucial for navigating turbulent times. Utilize resources like financial planners and bookkeepers to manage and grow your finances. Key Takeaways: Adversity can be a powerful motivator for action and thoughtful planning. Preparation provides a safety net during difficult times, helping to manage crises more effectively. Continuous planning and reassessment are essential to stay prepared for life's unexpected challenges. Conclusion: April reflects on the importance of sharing stories to help others. Honey and Santiago encourage listeners to use adversity as an opportunity to deepen their planning efforts while they are clear of mind.  Connect with April: Click here to join April’s free Facebook group, Lightbeamers Click here to follow Lightbeamers on Instagram Click here to follow April on LinkedIn Website: Light Beamers Subscribe & Follow: Don't forget to subscribe to Thoughtful Planning on your favorite podcast platform and follow us on social media for updates and more tips on end-of-life planning. Facebook Business Page LinkedIn Business Page YouTube Legacy Toolkit Website Learn more about your ad choices. Visit megaphone.fm/adchoices