How Family Offices Are Using Section 83b Elections

In this episode of Family Office Conversations with Fexingo, Lucas and Luna explore the Section 83(b) election — a tax strategy that allows founders and early employees at startups to pay ordinary income tax on restricted stock at grant rather than at vesting. They walk through how a hypothetical founder at a rapidly growing AI startup could save millions by electing early, using concrete numbers: a $0.10 per share grant price versus a projected $50 per share at IPO. They also discuss the risks — if the company fails or the stock never appreciates, you've prepaid tax on potentially worthless shares. Finally, they connect the strategy to broader family office thinking around concentrated single-stock risk and multi-generational tax planning. No prior tax expertise needed; just a clear example you can use tomorrow. #Section83b #TaxStrategy #StartupEquity #RestrictedStock #FamilyOffice #WealthManagement #FounderTax #EquityCompensation #EstatePlanning #TaxOptimization #PrivateCompanyStock #IPO #MultiGenerational #ConcentratedWealth #Business #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo