How Financial Advisors Get Paid – What You Need to Know Before You Choose One episode artwork

EPISODE · Apr 28, 2026 · 23 MIN

How Financial Advisors Get Paid – What You Need to Know Before You Choose One

from Retirement GPS - Navigated by Zynergy · host Zynergy Retirement Planning

Ryan and Zane walk through a question many people don’t think to ask: how is your financial advisor actually getting paid, and what does that mean for you?   They break down the differences between fee-only, fee-based, and commission-based advisors, and explain how each structure can shape the recommendations you receive. They also clarify what it really means to work with a fiduciary and why that standard matters when it comes to your financial decisions.   This episode focuses on:   How financial advisors are compensated The difference between fee-only and fee-based models What fiduciary responsibility really means How compensation can influence recommendations What questions you should be asking your advisor   When you understand how your advisor is paid, you’re in a much better position to understand the advice you’re being given.   Subscribe to the Retirement GPS Podcast for weekly retirement planning insights, and follow Zynergy Retirement on Instagram, Facebook, and LinkedIn @ZynergyRetirementPlanning to keep your retirement on course.

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How Financial Advisors Get Paid – What You Need to Know Before You Choose One

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