How Fintech Is Using Satellite Data for Agricultural Lending

In this episode of Fintech Conversations, Lucas and Luna explore how fintech lenders are using satellite imagery to underwrite loans for smallholder farmers in emerging markets. They focus on a specific case: Apollo Agriculture in Kenya, which combines satellite data, machine learning, and mobile money to provide financing to farmers who lack traditional credit histories. The hosts discuss how this approach reduces default rates by up to 30 percent compared to traditional methods, the challenges of data accuracy and weather variability, and why this model could expand to other sectors like forestry and carbon credits. Lucas explains the technical pipeline—from satellite pixels to loan decisions—while Luna questions the scalability and ethical concerns around data privacy. A concrete look at how space technology is reshaping financial inclusion. #ApolloAgriculture #SatelliteImagery #AgriculturalLending #Fintech #FinancialInclusion #Kenya #SmallholderFarmers #MachineLearning #MobileMoney #EmbeddedFinance #AgriTech #AlternativeData #CreditScoring #EmergingMarkets #ESG #BusinessPodcast #FexingoBusiness #FintechConversations Keep every episode free: buymeacoffee.com/fexingo