How Fintechs Use Variable Recurring Payments for B2B

Episode 59 of Fintech Conversations with Fexingo explores how variable recurring payments (VRPs) are transforming B2B transactions. Lucas and Luna break down a real case: a UK-based construction materials supplier switched from invoice-based payments to VRP rails, cutting payment delays from 45 days to same-day settlement. They explain how VRPs differ from direct debits, the role of open banking APIs, and why the model is gaining traction in commercial real estate rent collection and B2B subscription billing. The hosts also touch on regulatory tailwinds from the UK's Competition and Markets Authority and the European Payment Services Directive (PSD3). A concrete look at how API-driven recurring payments are reshaping cash flow for small and mid-size businesses. #VariableRecurringPayments #OpenBanking #B2BPayments #Fintech #APIDriven #CashFlowManagement #UKFintech #PSD3 #CompetitionAndMarketsAuthority #BusinessToBusiness #RecurringBilling #ConstructionIndustry #CommercialRealEstate #PaymentsInnovation #FinancialTechnology #BusinessAndTechnology #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo