How Health Insurers Are Scoring Your Social Media Photos

Episode 98 dives into the latest frontier of health insurer data mining: your social media photos. Lucas and Luna explore how companies like Allstate and startups such as Lapetus are using AI to analyze facial images, body shapes, and even background objects in your Instagram or Facebook posts to estimate health risks and adjust premiums. They discuss a 2024 study showing that insurers can predict conditions like hypertension and diabetes with surprising accuracy from photos alone. The hosts weigh the actuarial appeal against privacy concerns—and ask whether a picture of your brunch could really cost you more. Specific numbers, real examples, no fluff. #HealthInsurers #SocialMediaData #FacialRecognition #InsurancePremiums #Privacy #AI #Underwriting #MachineLearning #Allstate #Lapetus #PhotoAnalysis #RiskAssessment #DataBrokers #Biometrics #Ethics #Economics #ServiceEconomy #FexingoBusiness Keep every episode free: buymeacoffee.com/fexingo