How Health Insurers Are Using Biometric Data to Personalize Premiums

Episode 52 of Services Economy with Fexingo: Lucas and Luna dive into the growing practice of health insurers using biometric data—from continuous glucose monitors to smart rings—to adjust individual premiums. They examine the case of UnitedHealth's pilot program using CGM data for diabetic patients, the promise of lower costs for healthy behavior, and the risks of data privacy and discrimination. With specific numbers on opt-in rates and premium discounts, the episode explores whether this is the future of fair pricing or a slippery slope into surveillance. The hosts also touch on the regulatory landscape and what it means for the average consumer. A balanced look at a controversial trend reshaping the health insurance industry. #HealthInsurance #BiometricData #PremiumAdjustment #UnitedHealth #CGMs #SmartRings #DataPrivacy #RiskAssessment #WearableTech #PersonalizedPricing #HealthTech #InsuranceInnovation #Economics #ServicesEconomy #FexingoBusiness #BusinessPodcast #DataEthics #ConsumerProtection Keep every episode free: buymeacoffee.com/fexingo