How Health Insurers Are Using Data Brokers to Predict Your Next Claim

Episode 34 of Services Economy with Fexingo digs into the quietly enormous market for consumer health data. Lucas and Luna explain how insurers buy predictive risk scores from data brokers like Verisk and LexisNexis — using everything from your grocery purchases to your social media activity to forecast your healthcare spending. They walk through a specific example: how a change in credit card spending patterns can flag a potential diabetes diagnosis before a doctor has even seen you. The hosts also examine the regulatory gap: HIPAA covers your doctor and your insurer, but not the data brokers selling your prescription histories to both. A concrete look at a system that knows more about your health than your physician does. #HealthInsurance #DataBrokers #PredictiveAnalytics #HIPAA #ConsumerData #Verisk #LexisNexis #RiskScores #HealthCareCosts #InsuranceClaims #Economics #ServicesEconomy #Fexingo #FexingoBusiness #BusinessPodcast #HealthData #Privacy #Regulation Keep every episode free: buymeacoffee.com/fexingo