How Health Insurers Score Your Dating App Data

Episode 116 of Services Economy digs into a frontier of health insurance data mining: dating app activity. Lucas and Luna examine how companies like Oscar Health and Cigna are reportedly scoring users' dating profile attributes, messaging frequency, and even rejection rates to infer health risks. They walk through a specific 2025 white paper from a data brokerage called Recondata that links dating app time spent to mental health claims. Luna pushes back on correlation vs. causation, and Lucas details how insurers can legally acquire this data without user consent. The episode also touches on the regulatory gap: the FTC's 2024 settlement with a data broker over health data sales, and why dating app data falls through. A concrete look at how your swipe history could affect your premium. #HealthInsurance #DataMining #DatingApps #OscarHealth #Cigna #Recondata #FTC #Privacy #MentalHealth #RiskScoring #InsurancePremiums #DataBrokerage #Economics #FexingoBusiness #BusinessPodcast #ServicesEconomy #ConsumerProtection #DigitalPrivacy Keep every episode free: buymeacoffee.com/fexingo