How Health Insurers Use Your Car's Driving Data

Episode 86 of Services Economy with Fexingo, recorded July 2, 2026. Lucas and Luna explore how health insurers are now tapping into your car's telematics data to assess your driving habits and adjust premiums or wellness incentives. The hosts focus on a specific case: a large insurer that partners with automakers to access speed, braking, and mileage data through connected-car platforms. They discuss how this differs from previous episodes on car insurance data and gas station purchases, why telematics gives insurers more granular risk signals than credit scores or ZIP codes, and the privacy trade-offs drivers face. The episode includes a brief, natural donation segment tied to the theme of trusting services with your data. A concrete, numbers-driven conversation that treats listeners as informed but time-pressed. #HealthInsurance #Telematics #ConnectedCars #DrivingData #DataBrokers #InsuranceTech #Privacy #RiskAssessment #UsageBasedInsurance #AutoData #HealthPremiums #WellnessPrograms #CustomerScore #FICO #MileageData #BrakingData #SpeedData #FexingoBusiness #BusinessPodcast #Economics Keep every episode free: buymeacoffee.com/fexingo