How Health Insurers Use Your Social Media Posts

In this episode of Services Economy with Fexingo, Lucas and Luna dig into a growing yet murky corner of the insurance world: how health insurers are using your social media activity to inform underwriting and claims decisions. They start with a concrete case—a man in Ohio whose disability claim was denied after he posted vacation photos online—and trace how insurers buy access to your public posts through data brokers, then run them through sentiment and lifestyle algorithms. Luna challenges the legality and ethics of this practice, while Lucas explains the current regulatory patchwork, including the lack of federal oversight and recent state-level attempts to curb it. They also discuss what you can do to protect yourself, from adjusting privacy settings to understanding that 'public' means public. Tune in for a practical, eye-opening look at the data trail you leave every time you post. #HealthInsurers #SocialMediaData #DataBrokers #Underwriting #Privacy #InsuranceClaims #ConsumerProtection #DataPrivacy #Regulation #OhioCase #SentimentAnalysis #LifestyleData #PublicPosts #Economics #Business #FexingoBusiness #BusinessPodcast #ServicesEconomy Keep every episode free: buymeacoffee.com/fexingo