EPISODE · Jul 22, 2025 · 16 MIN
How High Can House Prices Go? (vs Incomes)⎥Ep. 2141
from The Property Academy Podcast · host Opes Partners
In this episode, we ask a big question — what’s the real limit on house prices? Because many Kiwis wonder: If incomes don’t rise much … how can property prices keep going up?We unpack:The latest house price-to-income ratios across NZ (and how they compare internationally)Whether Tauranga and Auckland are truly “the most unaffordable” – or if the data hides something deeperWhy DTI (debt-to-income) ratios might be more useful than price-to-income when assessing affordabilityYou’ll also hear why existing homeowners with high equity – not first-home buyers – might be the key to understanding what’s really driving the property market.For more on the limits of affordability, check out our article on house prices NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What this episode covers
In this episode, we ask a big question — what’s the real limit on house prices? Because many Kiwis wonder: If incomes don’t rise much … how can property prices keep going up?We unpack:The latest house price-to-income ratios across NZ (and how they compare internationally)Whether Tauranga and Auckland are truly “the most unaffordable” – or if the data hides something deeperWhy DTI (debt-to-income) ratios might be more useful than price-to-income when assessing affordabilityYou’ll also hear why existing homeowners with high equity – not first-home buyers – might be the key to understanding what’s really driving the property market.For more on the limits of affordability, check out our article on house prices NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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How High Can House Prices Go? (vs Incomes)⎥Ep. 2141
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