EPISODE · Feb 13, 2026 · 7 MIN
How I’m Pulling $20,000 Out of One Property (Without Selling It)
from The Mid-Term Rental Show · host Bailey Kramer
In this episode of The Mid-Term Rental Show, I break down exactly how I’m about to receive $20,000 in tax-free cash from a property I bought in 2022… without selling it.This isn’t clickbait.This isn’t some risky creative financing trick.This is simply understanding how to use equity the right way.Back in 2022, I bought a property for $115,000 at an 8.5% interest rate — when everyone else was scared to buy. I had never seen the property in person. I had never even been to the city.Fast forward to today:The property is now worth around $150,000My loan balance is roughly $78,000I’m refinancing it into a new loanI’m pulling out about $20,000My payment stays roughly the sameMy interest rate dropsAnd the $20,000 I receive is not taxedIn this episode, I walk you through:Why buying when others are fearful can create massive opportunityHow appreciation and leverage actually work in real lifeA simple breakdown of a cash-out refinanceWhy refinance money is not considered taxable incomeHow this strategy can be repeated over and overWhy real estate gives you options that most assets don’tThis is one of the core reasons I love Mid-Term Rentals. Not just for cash flow. Not just for tax benefits. But for the long-term equity plays that allow you to recycle capital and scale.If you’re serious about building a portfolio that pays you today and funds your future growth, this episode is a must-listen.As always, if you got value from this episode, share it with someone who needs to hear it.See you in the next episode.
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How I’m Pulling $20,000 Out of One Property (Without Selling It)
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