How Intentional Decisions Shape Your Retirement Dream episode artwork

EPISODE · Feb 3, 2026 · 17 MIN

How Intentional Decisions Shape Your Retirement Dream

from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach, Retirement Coach, CEO

[Ep 174]Financial freedom (retirement) doesn’t happen by accident, and it doesn’t come from saving alone. It’s built through intentional decisions, a clear retirement dream, and the confidence to design a life you’re excited to live.In this episode, you learn how intentional decisions will help you shape your retirement dream. If you’ve ever thought, “I just hope it all works out,” or wondered what retirement will really look like beyond travel and time off, be sure to listen. What You’ll Learn in This Episode✅ What money freedom really means and why it’s more than just retirement✅ Why intentional decisions are the bridge between your savings and your retirement dream✅ Why most people skip this phase and the risks of doing so✅ How to adjust your money systems and plans to support your dream lifeWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook:  https://www.facebook.com/dalene.higgins/

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[Ep 174] Financial freedom (retirement) doesn’t happen by accident, and it doesn’t come from saving alone. It’s built through intentional decisions, a clear retirement dream, and the confidence to design a life you’re excited to live. In this episode, you learn how intentional decisions will help you shape your retirement dream. If you’ve ever thought, “I just hope it all works out,” or wondered what retirement will really look like beyond travel and time off, be sure to listen. What ...

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How Intentional Decisions Shape Your Retirement Dream

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This episode was published on February 3, 2026.

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