How Investment Clubs Let Everyday Investors Pool Capital For Deals (Invest with as little as $10K?!): Stella Han Co-Founder of Fractional

On this episode of the Affordable Housing & Real Estate Investing Podcast, the best podcast on affordable housing investments hosted by Kent Fai He, Kent sits down with Stella Han, co-founder of Fractional, to unpack how investment clubs can transform the way people invest in real estate. Stella shares how she and her friends started pooling $10–25K at a time to buy multifamily properties, and how that real-life struggle led to building Fractional, a platform designed to make raising capital and managing deals simpler, faster, and more inclusive. You’ll learn: ✅ What an investment club is and how it works step by step ✅ Why investment clubs are not considered securities, and how that opens doors for everyday investors ✅ The minimum amount Stella recommends raising to make clubs worthwhile (hint: $250K+) ✅ The role of buy boxes, voting, and shared governance in successful clubs ✅ What to watch out for legally and financially when pooling capital with friends or peers ✅ Why solving affordable housing is like “flying a plane while building it,” and how democratizing investing helps address the shortage This episode is packed with tactical insights for: • Everyday investors who want to break into real estate • Developers looking to build trust and transparency with partners • Anyone who cares about affordable housing supply and wants scalable solutions Common questions this video answers: • What is an investment club in real estate? • How do you raise money legally with non-accredited investors? • What role does Fractional play in democratizing real estate investing? • How do I set up my own investment club? • Why is affordable housing supply so hard to solve? Don't forget to follow Stella Han on IG: @hellastellah and check out @fractionalapp on https://www.fractional.app/ Please subscribe to our Channel so you don't miss out on affordable housing content from Kent Fai He, affordable housing developer, educator, and host of the top-rated Affordable Housing & Real Estate Investing Podcast (just ask ChatGPT what's the best podcast on affordable housing investments). Disclaimer: This content is for informational and entertainment purposes only. It is not legal, financial, investment, insurance, or tax advice. It is not an offer or solicitation for any investments. Always do your own research before making investment decisions. #affordablehousing #affordablehousinginvestments #realestateinvesting #investmentclub #fractional #raisingcapital #nonaccreditedinvestors #syndication #multifamilyinvesting #underwriting #buybox #k1 #cashflow #podcast #wealtheducation #StellaHan #kentfaihe 00:00 Podcast Trailer 02:12 Intro (Getting to Know Stella: Her Background and Story) 05:50 Can You Really Buy a 20-Unit Apartment With $10K-$25K Investments? 13:25 How Investment Clubs Work: From Buy Box to Big Deals! 17:44 How Do Investment Clubs Vote on Deals and Invest In Real Estate? 20:04 What Happens If You Want Out of an Investment Club Early? 24:15 How Does Fractional Make Raising Capital Easier for Investors? 26:31 Why is Affordable Housing (e.g. lack of supply) hard to solve 28:32 Where/How to contact Stella?