How Job Hopping Changes Your Health Insurance Strategy

Episode 56 of Job Hopping with Fexingo dives into the often-overlooked cost of switching jobs: health insurance. Lucas and Luna unpack a 2025 Kaiser Family Foundation finding that the average deductible for single coverage hit $1,800. They discuss how COBRA works, the risk of gaps in coverage when leaving a job, and why open enrollment windows can drive people to stay or leave. The hosts walk through a concrete example of a marketing manager who jumped jobs twice in three years and faced a $4,000 deductible reset each time. They also touch on Health Savings Accounts as a portable tool for serial job hoppers and why some people time their departures to maximize employer-funded FSA balances. Specific, data-driven, and practical for anyone navigating a modern career. #JobHopping #HealthInsurance #COBRA #Deductible #OpenEnrollment #HSAs #FSAs #KaiserFamilyFoundation #CareerStrategy #EmployerBenefits #JobSwitchCosts #PortableBenefits #HealthcareCosts #FinancialPlanning #Careers #BusinessPodcast #FexingoBusiness #ModernCareer Keep every episode free: buymeacoffee.com/fexingo