How Land Trusts Are Reshaping Affordable Housing in 2026

Lucas and Luna dive into the mechanics of community land trusts, exploring how the Champlain Housing Trust in Burlington, Vermont, has kept over 2,200 homes permanently affordable by separating land ownership from building ownership. They discuss the financial structure, the role of subsidized mortgages, and why institutional investors are starting to partner with CLTs. The episode includes a specific look at the 99-year ground lease model and how it protects homeowners from speculative price spikes. A natural connection to listener support closes the episode. #CommunityLandTrust #AffordableHousing #ChamplainHousingTrust #BurlingtonVermont #GroundLease #PermanentAffordability #HousingCrisis #RealEstateInvesting #LandTrust #SubsidizedMortgages #InstitutionalInvestors #HousingPolicy #SocialImpact #RealEstate #Business #FexingoBusiness #BusinessPodcast #HousingEquity Keep every episode free: buymeacoffee.com/fexingo