How Marketplaces Are Building Their Own Insurance Products

Episode 27 of The Platform Economy explores a growing trend among two-sided marketplaces: becoming their own insurance providers. Lucas and Luna break down why companies like Airbnb, Uber, and Thumbtack are moving beyond third-party policies to build in-house insurance products. They examine the economic incentives, regulatory hurdles, and customer trust dynamics that make this shift both risky and strategically powerful. With reference to specific figures like Airbnb's $1 million host guarantee and the challenges of adverse selection, the episode offers a concrete look at how platform risk management is evolving. Perfect for founders, product managers, and anyone curious about how digital platforms are reshaping traditional industries from the inside out. #MarketplaceInsurance #PlatformEconomy #Airbnb #Uber #Thumbtack #InsuranceTech #Insurtech #RiskManagement #TwoSidedMarkets #BusinessStrategy #LiabilityCoverage #AdverseSelection #RegulatoryHurdles #TrustAndSafety #FexingoBusiness #BusinessPodcast #BusinessAndTechnology #Platforms Keep every episode free: buymeacoffee.com/fexingo