How Monzo Rebuilt Its Core Banking Engine for Real-Time episode artwork

EPISODE · Jun 12, 2026 · 8 MIN

How Monzo Rebuilt Its Core Banking Engine for Real-Time

from The CTO Podcast with Fexingo: Technical Leadership, Architecture, and Engineering Org · host Fexingo

Lucas and Luna dive into how Monzo, the UK digital bank, replaced its legacy core banking system with a real-time event-driven architecture. They explore the technical bet on Apache Kafka as the source of truth, the migration from a batch-processing model to stream processing, and the engineering trade-offs involved in ensuring instant balance updates without breaking financial integrity. With specific numbers on transaction throughput and uptime targets, this episode unpacks a case study in modernizing financial infrastructure at scale. #Monzo #CoreBanking #EventDriven #ApacheKafka #RealTime #Fintech #StreamProcessing #Microservices #Architecture #Migration #FinancialServices #UKTech #Business #Technology #FexingoBusiness #BusinessPodcast #CTOPodcast #TechLeadership Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna dive into how Monzo, the UK digital bank, replaced its legacy core banking system with a real-time event-driven architecture. They explore the technical bet on Apache Kafka as the source of truth, the migration from a batch-processing model to stream processing, and the engineering trade-offs involved in ensuring instant balance updates without breaking financial integrity. With specific numbers on transaction throughput and uptime targets, this episode unpacks a case study in modernizing financial infrastructure at scale. #Monzo #CoreBanking #EventDriven #ApacheKafka #RealTime #Fintech #StreamProcessing #Microservices #Architecture #Migration #FinancialServices #UKTech #Business #Technology #FexingoBusiness #BusinessPodcast #CTOPodcast #TechLeadership Keep every episode free: buymeacoffee.com/fexingo

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How Monzo Rebuilt Its Core Banking Engine for Real-Time

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This episode was published on June 12, 2026.

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Lucas and Luna dive into how Monzo, the UK digital bank, replaced its legacy core banking system with a real-time event-driven architecture. They explore the technical bet on Apache Kafka as the source of truth, the migration from a batch-processing...

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