How much Deposit is actually needed for a Mortgage?

How much deposit do you really need to get a mortgage? Paul Collinson breaks down the truth about mortgage deposit requirements, from 5% deposits and 10% deposits to how your loan-to-value (LTV) impacts mortgage rates, lender criteria, and your monthly payments. This episode reveals what first-time buyers and home movers need to know about minimum deposit for a mortgage, how a bigger deposit can unlock better deals, and smart ways to build your deposit faster. Light, practical, and packed with expert mortgage advice, it’s your go-to guide to understanding how much deposit you need for a mortgage — and how to get there sooner.