How Much Do You Really Need to Retire? (It's Not a Percentage)

Are you wondering how much money you should be saving for retirement? Tired of hearing the same old advice to "save 15% of your income" — without any real explanation of what that means for you? In this episode of From Middle Class to Millions, Shannon breaks down why the percentage-based retirement advice is not just outdated — it's misleading. Instead, she introduces a simpler, more effective approach: calculating your personal "work-optional number." Forget retirement at 65 — this is about knowing exactly how much you need to buy your freedom and start living life on your terms. Learn how to reverse engineer your retirement plan using the 25x Rule (based on the Trinity Study and the 4% safe withdrawal rate). Discover how to figure out your real retirement number by looking at your current lifestyle expenses, and why this method is a game-changer for high earners, moms, entrepreneurs, and anyone ready to stop guessing and start growing their wealth. If you're ready to calcultate your retirement number and start working towards your work-optional life, schedule a call with me.