How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind

How much should you have saved for retirement by 40, 50 and 60… and what should you do if you’re nowhere close?In this episode, Anthony O’Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating margin, eliminating consumer debt and following a clear strategy matter more than panicking over a number.So, whether life brought divorce, caregiving, job loss, or an unexpected setback, this episode will not only help you face your finances honestly but also help you determine your next step and start building toward financial freedom.📚 Resources Mentioned In This Episode:- 📖 Get my new book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book- 📈 Compare top investing platforms & start investing today: https://www.anthonyoneal.com/invest- 💰 Find the best high-yield savings accounts (updated weekly): https://www.anthonyoneal.com/savingsQUOTES “You don’t have time to waste margin on the wrong priority.” — Anthony O’Neal “Panicking has never once built a dollar of wealth. But clarity and determination [have].” — Anthony O’Neal “Financial freedom is a decision before it is ever a destination.” — Anthony O’Neal ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]🤝 SPONSOR THE TABLE PODCAST: [email protected] With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy